27235 ADAMS STREET UNIT 313, PUNTA GORDA, FL, 33983
Active10 days on marketListed Oct 28, 2026MLS #C7532642
About this home
27235 ADAMS STREET UNIT 313
Escape the Cold This Winter! Your Seasonal Florida Getaway Awaits Available December Through April | 27235 Adams, Unit 313, Punta Gorda, FL 33983 Trade snow shovels and chilly winter mornings for Florida sunshine in this inviting 2-bedroom, 2-bathroom villa with a convenient carport and relaxing screened lanai! Available for seasonal rental from December through April each year, this is the perfect opportunity to enjoy the best of Southwest Florida during the winter months. Make yourself at home in a comfortable setting where you can slow down, soak up the sunshine, and enjoy the laid-back Florida lifestyle. Start your mornings with coffee on the screened lanai, spend your afternoons exploring local attractions or playing a round of golf, and end your evenings enjoying the area's wonderful restaurants and waterfront sunsets. Conveniently located in the Punta Gorda area, you'll have access to golf courses, beautiful Gulf Coast beaches, shopping, dining, parks, and outdoor recreation. Explore historic downtown Punta Gorda, browse the shops and waterfront restaurants at Fishermen's Village, stroll along Charlotte Harbor, or enjoy a day of fishing and boating. Nearby Attractions, Golf & Beaches Deep Creek Golf Club – A local golf destination offering an enjoyable day on the course. Fishermen's Village – Waterfront shopping, dining, marina activities, and scenic harbor views. Historic Downtown Punta Gorda – Discover local restaurants, boutiques, art galleries, and community events. Punta Gorda Harborwalk – Enjoy waterfront strolls, beautiful scenery, and access to parks and dining. Peace River Botanical & Sculpture Gardens – Explore lush gardens, waterfront boardwalks, and impressive sculptures. Harbour Heights Park – A nearby outdoor recreation spot featuring waterfront access, picnic areas, and recreational amenities. Port Charlotte Beach Park – Enjoy the waterfront, fishing pier, picnic areas, and outdoor activities. Englewood Beach on Manasota Key – Spend a sunny day swimming, beachcombing, collecting shells, or watching a spectacular Gulf sunset. Boca Grande and Gasparilla Island – Take a scenic day trip for beautiful beaches, coastal charm, and charming local shops. Whether you're an avid golfer, a beach lover, a nature enthusiast, or simply ready for a relaxing change of scenery, this seasonal villa offers a wonderful home base for your Southwest Florida winter escape. Don't spend another winter in the cold! Plan your seasonal stay and enjoy sunshine, outdoor adventures, and the relaxed Florida lifestyle from December through April. Your winter getaway is waiting!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,197
Sqft
0 ac
Lot size
2005
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$2 vs $208
Days on market
10 vs 65 typical
Where $2/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
172 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 27235 ADAMS STREET UNIT 313
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$230,000
2459 CUSHING DRIVE
3 bd · 2 ba · 1,212 sqft · $190/sqft · 206 DOM
Sold · Dec ’25$174,000
3079 TARRYWOOD TERRACE
2 bd · 2 ba · 1,240 sqft · $140/sqft · 4 DOM
Sold · May ’26$140,000
27185 WHITMAN AVENUE
2 bd · 2 ba · 1,135 sqft · $123/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 27235 ADAMS STREET UNIT 313 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 27235 ADAMS STREET UNIT 313 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
27235 ADAMS STREET UNIT 313 FAQs
What would the monthly payment be for 27235 ADAMS STREET UNIT 313?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 27235 ADAMS STREET UNIT 313?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $2,500, this home is listed about 99% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 27235 ADAMS STREET UNIT 313?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33983 market on paper
$2,500 is 97% below the PUNTA GORDA 33983 median of $85,000, and at $2/sqft it sits under the Punta Gorda average of $234.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BARNES & PHILLIPS REAL ESTATE · Kendra Cox. MLS #C7532642.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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