
2099 PETERBOROUGH ROAD, PUNTA GORDA, FL, 33983
Active9 days on marketListed Oct 29, 2026MLS #C7532653
About this home
2099 PETERBOROUGH ROAD
Virtually Staged. Enjoy the Florida lifestyle in this SPACIOUS 3-BEDROOM, 2-BATH, 2-CAR GARAGE POOL HOME ON AN EXPANSIVE 0.44-ACRE DOUBLE LOT in the desirable DEED-RESTRICTED COMMUNITY OF DEEP CREEK! NOT LOCATED IN A FLOOD ZONE! Mature palms, tropical landscaping, and a generous lawn create an inviting setting with room to garden, play, or simply enjoy the added space and privacy. Your PRIVATE FLORIDA RETREAT begins with a HEATED SWIMMING POOL EQUIPPED WITH A HEAT PUMP, an expansive screened enclosure, and a COVERED LANAI for morning coffee, outdoor dining, and relaxing in the shade. An EXTERIOR PAVER AREA offers the perfect spot for SUNBATHING OR BARBECUING, while ELECTRIC ROLL-DOWN SHUTTERS ON THE LANAI add convenience and storm protection. Major improvements include a NEW ROOF IN 2022, NEW A/C AIR HANDLER AND COMPRESSOR IN 2025, NEW POOL PUMP IN 2024, AND POOL RESURFACING IN 2019, plus exterior paint in 2025. Additional highlights include PUBLIC WATER AND SEWER, PUBLIC IRRIGATION WATER, STORM SHUTTERS, AND A HURRICANE-CODE GARAGE DOOR WITH HURRICANE BRACING INSTALLED. Inside, a welcoming foyer opens to a spacious COMBINED LIVING AND DINING ROOM, where pocketing sliding glass doors fill the space with natural light and open to the pool area for seamless indoor-outdoor living. The SPLIT-BEDROOM FLOOR PLAN also includes a separate family room and dinette, providing comfortable spaces to gather or unwind. Centrally located between the living areas, the GALLEY-STYLE KITCHEN features WHITE CABINETRY WITH CONTRASTING ACCENT TRIM, WARM-TONED COUNTERTOPS, A BREAKFAST BAR, AND A DOUBLE-BASIN SINK BENEATH A WINDOW. White appliances and tile flooring complete this practical, connected space. The SPACIOUS PRIMARY SUITE offers TWO WALK-IN CLOSETS and an ensuite bath. On the opposite side of the home, two guest bedrooms each feature a walk-in closet and share a full GUEST BATH THAT DOUBLES AS A POOL BATH, WITH DIRECT ACCESS TO THE POOL DECK. An INTERIOR LAUNDRY ROOM adds everyday convenience. Located in DEEP CREEK, SECTION 23, known for its SCENIC GREENBELTS, FRESHWATER LAKES, AND NATURAL SURROUNDINGS, this home keeps recreation close by. Enjoy the nearby 18-HOLE DEEP CREEK GOLF CLUB, a semi-private course open to the public with a driving range, putting green, and clubhouse dining. DEEP CREEK PARK offers PICKLEBALL, TENNIS AND BASKETBALL COURTS, A PLAYGROUND, AND PICNIC AREAS. Convenient access to I-75, shopping, dining, medical facilities, historic downtown Punta Gorda, Charlotte Harbor, and Southwest Florida’s Gulf Coast destinations completes the setting.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,912
Sqft
0.44 ac
Lot size
2
Garage
1986
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,294 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,294/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
$/sqft vs PUNTA GORDA ISLES
$208 vs $179
Days on market
9 vs 65 typical
Where $208/sqft sits among the 16 homes for sale in PUNTA GORDA ISLES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,143
Median age
55
Median income
$64,635
Median home value
$354,360
Avg household
2
Households w/ children
1,066
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
8 of 16
PUNTA GORDA ISLES have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 368% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2099 PETERBOROUGH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$310,000
25134 DOREDO DRIVE · same community
3 bd · 2 ba · 1,989 sqft · $156/sqft · 720 DOM
Sold · Mar ’26$299,990
16256 ALCIRA CIRCLE · same community
4 bd · 2 ba · 1,818 sqft · $165/sqft · 206 DOM
Sold · Sep ’26$289,888
25101 ESTRADA CIRCLE · same community
4 bd · 2 ba · 1,808 sqft · $160/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 2099 PETERBOROUGH ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2099 PETERBOROUGH ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2099 PETERBOROUGH ROAD FAQs
What would the monthly payment be for 2099 PETERBOROUGH ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,294/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2099 PETERBOROUGH ROAD?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2099 PETERBOROUGH ROAD?+
The most recent tax bill on record (2025) was $2,505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2099 PETERBOROUGH ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $397,900, this home is listed about 11% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2099 PETERBOROUGH ROAD?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$397,900 runs 368% above the PUNTA GORDA 33983 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Ryan Finnegan. MLS #C7532653.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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