CENTURY 21 Edge
$419,0002 bd2 ba1,601 sqft$262 /sqft≈$3,595 /mo all-in ↓

44280 PANTHER DRIVE, PUNTA GORDA, FL, 33982

Active0 days on marketListed Nov 6, 2026MLS #C7532660

✦ New constructionFully furnishedVillaREGENCY/BABCOCK RANCH

Come see it

Upcoming open house

Sun, Nov 8

1:00 PM – 3:00 PM

About this home

44280 PANTHER DRIVE

Luxury Living at Its Finest in Regency at Babcock Ranch. Beautifully appointed, this exceptional Meranti villa embodies refined luxury, effortless comfort, and the relaxed Florida lifestyle in the highly sought-after 55+ community of Regency at Babcock Ranch. Offering over 1,600 square feet of thoughtfully designed living space, this elegant residence features 2 bedrooms, a versatile enclosed flex room, 2 full bathrooms, and a two-car garage with epoxy floor. From the moment you step inside, you are welcomed by a bright, inviting foyer that opens seamlessly into an expansive great room and casual dining area, creating an elegant yet comfortable setting for everyday living and entertaining. The gourmet kitchen is truly the center of the home, showcasing an impressive center island with breakfast bar seating, upgraded designer backsplash, abundant cabinetry, under and above cabinet lighting, and a generous pantry. A separate dining area provides the perfect setting for intimate dinners or entertaining family and friends. The luxurious primary suite offers a peaceful retreat, featuring a custom-designed walk-in closet and a spa-inspired ensuite bath with dual vanities, an expansive walk-in shower, and a private water closet. The thoughtfully positioned guest bedroom and full bath provide privacy and comfort for visiting family and friends. An enclosed flex room adds exceptional versatility, making it ideal for a sophisticated home office, private den, or hobby space. Extend your living experience outdoors to the covered lanai, where you can enjoy peaceful mornings with coffee or unwind in the beautiful Southwest Florida evenings. Exceptional upgrades and designer touches elevate this home throughout, including ceramic tile flooring throughout, high-end ceiling fans, elegant plantation shutters, an upgraded sliding glass door window treatment, and a beautifully upgraded laundry room featuring additional cabinetry and a utility sink. Beyond the home itself, Regency at Babcock Ranch offers an exceptional resort-inspired lifestyle exclusively designed for active adults. Residents enjoy an impressive array of amenities, including a beautiful clubhouse, resort-style pool and spa, state-of-the-art fitness center, pickleball and tennis courts, scenic walking trails, and an engaging calendar of social activities and events. This is more than a home—it's an opportunity to embrace a lifestyle defined by luxury, convenience, recreation, and connection. Experience the best of Southwest Florida living in one of Babcock Ranch's most desirable active-adult communities. Your next chapter begins here!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,601

Sqft

0.12 ac

Lot size

2026

Year built

One

Levels

$262

Per sqft

Water viewFurnished55+ community

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Gas Cooktop · Gas Water Heater · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Smart Home · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewWater
FacesNorth
ParkingGarage Door Opener
ExteriorIrrigation System · Lighting · Outdoor Grill · Sidewalk · Sliding Doors

Community & fees

HOA fee$272/mo
Taxes (2026)$1,217/yr
PetsNumber Limit
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,595 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,877
FHA mortgage insurance (est.)$185
Property tax — 2026 actual bill$101
HOA fee — from the listing$272
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,665Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,665
Interest rate7.50%
Loan term

Estimated payment

$3,595/mo

Principal & interest$2,877
FHA mortgage insurance (est.)$185
Property taxes (actual bill)$101
HOA / condo fee$272
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $419K
$343KedgeAI estimate $397,550 · range $358K–$437K$455K

vs edgeAI estimate

+5.4%

$/sqft vs Punta Gorda actives

$262 vs $209

Days on market

0 vs 65 typical

Where $262/sqft sits among the 400 Punta Gorda actives

128
129
57 · this home
33
21
32
$136–183$183–231$231–279$279–327$327–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Babcock Ranch

Get to know Punta Gorda. See the full Punta Gorda guide →

Babcock Ranch — neighborhood snapshot

Population

1,383

Median age

51

Median income

$121,216

Median home value

$440,349

Avg household

3

Households w/ children

150

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$325K → $340K

Punta Gorda median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

158 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 170% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Nov 6, 2026Listed at $419,000 · 0 days on market since
2026Built · REGENCY/BABCOCK RANCH

Reality check

What actually sold near 44280 PANTHER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

44356 PANTHER DRIVESold · Jun ’26

$425,000

44356 PANTHER DRIVE · same community

2 bd · 2 ba · 1,601 sqft · $265/sqft · 22 DOM

44319 PANTHER DRIVESold · Sep ’26

$335,000

44319 PANTHER DRIVE · same community

2 bd · 2 ba · 1,515 sqft · $221/sqft · 0 DOM

44303 PANTHER DRIVESold · Mar ’26

$372,500

44303 PANTHER DRIVE · same community

2 bd · 2 ba · 1,515 sqft · $246/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kyler Lang

Your agent

Kyler Lang

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 44280 PANTHER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 44280 PANTHER DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

44280 PANTHER DRIVE FAQs

What would the monthly payment be for 44280 PANTHER DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,595/mo — principal and interest, the actual property-tax bill, the $272/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 44280 PANTHER DRIVE?+

The association fee works out to $272 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 44280 PANTHER DRIVE?+

The most recent tax bill on record (2026) was $1,217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 44280 PANTHER DRIVE?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $419,000, this home is listed about 17% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 44280 PANTHER DRIVE?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$419,000 runs 170% above the PUNTA GORDA 33982 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a Punta Gorda market that averages 65 — if it fits, move quickly.

Listing courtesy of NICKLAUS VANCE · Benjamin Board. MLS #C7532660.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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