4338 SHAPPELL STREET, PORT CHARLOTTE, FL, 33948
Active4 days on marketListed Nov 3, 2026MLS #C7532685
About this home
4338 SHAPPELL STREET
PAID-OFF SOLAR PANELS, NEW 2026 HVAC, METAL ROOF & SPACIOUS FENCED YARD! Welcome to 4338 Shappell Street in Port Charlotte! This charming 2-BEDROOM, 1-BATH HOME WITH A 1-CAR GARAGE offers a fantastic combination of comfort, energy efficiency, and affordability! With numerous important improvements already completed, this home is ready for its next owner to enjoy the Florida lifestyle! One of the standout features is the FULLY PAID-OFF SOLAR PANEL SYSTEM, offering significant energy savings with a previously reported average electric bill of approximately $25 PER MONTH! Enjoy the benefits of solar energy without the burden of a solar loan! MAJOR IMPROVEMENTS INCLUDE A BRAND-NEW HVAC SYSTEM (2026) with a 12-year transferrable warranty! METAL ROOF (2020), AND TANKLESS WATER HEATER (2020)! The home also features a portable generator hookup connected to the electrical panel, providing additional convenience during unexpected power outages. Step inside to discover an inviting living space with attractive luxury vinyl flooring and a comfortable, functional layout. The spacious SCREENED FRONT LANAI offers the perfect place to enjoy your morning coffee, unwind with a good book, or simply relax and enjoy Florida's beautiful weather. Outside, you'll appreciate the GENEROUSLY SIZED, FULLY FENCED APPROXIMATELY 0.23-ACRE LOT, offering plenty of room for pets, gardening, outdoor entertaining, or creating your own private backyard retreat! A substantial 12' x 22' DETACHED WORKSHOP/STORAGE SHED WITH A METAL ROOF provides exceptional space for hobbies, tools, equipment, and additional storage. Looking for future possibilities? The spacious primary bedroom closet offers potential for conversion into a second bathroom, with plumbing reportedly still located within the wall. A contractor estimate has previously been prepared for this improvement, providing an opportunity to explore adding additional convenience and value to the home. An extra benefit to this property is the TRANSFERABLE FLOOD INSURANCE, subject to insurer approval and policy terms. Conveniently located in Port Charlotte, you'll enjoy access to shopping, restaurants, medical facilities, parks, boating, fishing, and everything that makes Southwest Florida such a desirable place to live. The beautiful Gulf Coast beaches and charming waterfront communities are also within reach! Whether you're searching for a FULL-TIME RESIDENCE, SEASONAL FLORIDA GETAWAY, OR INVESTMENT PROPERTY, this home offers an appealing combination of practical improvements, energy efficiency, and outdoor space. PAID-OFF SOLAR, NEW 2026 HVAC, METAL ROOF, GENEROUS FENCED YARD, AND A LARGE DETACHED WORKSHOP—ALL IN ONE PROPERTY! Schedule your private showing today and discover the possibilities!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
978
Sqft
0.23 ac
Lot size
1983
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,807 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,807/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.1%
$/sqft vs PORT CHARLOTTE SEC 037
$215 vs $234
Days on market
4 vs 55 typical
Where $215/sqft sits among the 36 homes for sale in PORT CHARLOTTE SEC 037
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,352
Median age
60
Median income
$82,920
Median home value
$388,707
Avg household
2
Households w/ children
384
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
18 of 36
PORT CHARLOTTE SEC 037 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 468% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4338 SHAPPELL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$372,000
4398 WYNKOOP CIRCLE · same community
2 bd · 2 ba · 942 sqft · $395/sqft · 12 DOM
Sold · Jun ’26$380,000
4104 MUNSON STREET · same community
3 bd · 2 ba · 1,196 sqft · $318/sqft · 77 DOM
Sold · Nov ’25$204,500
18074 LAKE WORTH BOULEVARD · same community
3 bd · 2 ba · 1,213 sqft · $169/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4338 SHAPPELL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4338 SHAPPELL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4338 SHAPPELL STREET FAQs
What would the monthly payment be for 4338 SHAPPELL STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,807/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4338 SHAPPELL STREET?+
The most recent tax bill on record (2025) was $1,344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $209,997, this home is listed about 36% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4338 SHAPPELL STREET?+
Meadow Park Elementary School (elementary), Murdock Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXIT GULF COAST REALTY · Janice Samano. MLS #C7532685.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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