3409 BAYSIDE PARKWAY, PUNTA GORDA, FL, 33982
Active2 days on marketListed Nov 5, 2026MLS #C7532772
About this home
3409 BAYSIDE PARKWAY
LIVE THE FLORIDA WATERFRONT LIFESTYLE! Discover this beautifully maintained 2-bedroom, 2-bath home in the desirable 55+ community of Pelican Harbor Mobile Home Estates in Punta Gorda. Perfectly situated toward the mouth of the canal with quick river access, featuring a private dock, concrete seawall, and remote-controlled covered 7,500-pound boat lift, this property is a boater's dream! Enjoy a short boat ride to Charlotte Harbor and beyond, with no fixed bridges to limit your boating adventures. Inside, you'll find a beautifully remodeled kitchen featuring granite countertops, a center island with breakfast bar, additional cabinetry, gorgeous backsplash, crown molding, and vaulted ceilings. The spacious living and dining areas flow seamlessly into an enclosed, hurricane-impact sunroom, offering beautiful water views and the perfect place to relax and enjoy the Florida lifestyle year-round. The sunroom features its own mini-split A/C system, a convenient Murphy bed, and could easily serve as a third bedroom or additional guest space. Additional features include wood-look luxury vinyl flooring, a spacious primary suite with walk-in shower and granite vanity, stainless steel appliances, a newer water heater, and a 2023 roof. Recent improvements include a new Culligan water softener installed October 2026, electric fireplace, Cutler-Hammer electrical panel, and a Blink camera system. Step outside and enjoy even more! A new composite deck off the sunroom, complete with an included hot tub, creates the perfect outdoor entertaining space. Additional highlights include under-decking storage, convenient behind-the-wall storage in the sunroom, a DogWatch underground dog fence, new boat bunk boards, and a 6x12 workshop complete with tools and workbench. A two-car covered carport provides convenient parking, while abundant interior and exterior storage makes organizing easy. Even better, the furniture is included, with decor negotiable, making this an easy opportunity to move right in and start enjoying the Florida lifestyle! The community offers an impressive selection of amenities, including a heated swimming pool, clubhouse with planned activities and social gatherings, shuffleboard, bocce ball, horseshoes, and secure boat and RV storage at no additional cost. Enjoy all these amenities with an affordable HOA fee of just $175 per month, which includes water, sewer, trash, community amenities, private road maintenance, management, and reserve funding. Conveniently located near shopping, restaurants, golf courses, fishing, parks, and Southwest Florida's beautiful beaches, with Historic Downtown Punta Gorda just a short drive away. Whether you're looking for a year-round residence or the perfect winter getaway, this waterfront property offers an incredible opportunity to enjoy the very best of Florida living. Bring your boat, unpack your bags, and start enjoying the waterfront lifestyle you've been dreaming of!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,080
Sqft
0.09 ac
Lot size
2010
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,306 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,306/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.8%
$/sqft vs Punta Gorda actives
$227 vs $209
Days on market
2 vs 65 typical
Where $227/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
163 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3409 BAYSIDE PARKWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$255,000
3409 BAYSIDE PARKWAY · same community
2 bd · 2 ba · 1,080 sqft · $236/sqft · 72 DOM
Sold · Jan ’26$190,900
3308 SUNNY HARBOR DRIVE · same community
2 bd · 2 ba · 1,104 sqft · $173/sqft · 303 DOM
Sold · Aug ’26$210,000
3413 BAYSIDE PARKWAY · same community
2 bd · 2 ba · 1,056 sqft · $199/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 3409 BAYSIDE PARKWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3409 BAYSIDE PARKWAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3409 BAYSIDE PARKWAY FAQs
What would the monthly payment be for 3409 BAYSIDE PARKWAY?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,306/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3409 BAYSIDE PARKWAY?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3409 BAYSIDE PARKWAY?+
The most recent tax bill on record (2025) was $2,169. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3409 BAYSIDE PARKWAY?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $245,000, this home is listed about 32% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3409 BAYSIDE PARKWAY?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$245,000 runs 58% above the PUNTA GORDA 33982 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Punta Gorda market that averages 65 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · April Emil. MLS #C7532772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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