CENTURY 21 Edge
$149,9002 bd2 ba896 sqft$167 /sqft≈$1,517 /mo all-in ↓

3314 BAYSIDE PARKWAY, PUNTA GORDA, FL, 33982

Active5 days on marketListed Nov 2, 2026MLS #C7532785

✦ Priced 3% below the PUNTA GORDA 33982 medianFully furnishedManufactured HomePELICAN HARBOR MOB HOME ESTATES

About this home

3314 BAYSIDE PARKWAY

Start Living the Florida Lifestyle in this Beautifully Furnished - Move-in Ready - Affordable 2 Bedroom, 2 Bath Home in one of the most sought after 55+ Waterfront Communities in Punta Gorda. Pelican Harbor Mobile Home Estates has plenty to offer including: heated pool, clubhouse with scheduled activities & get togethers, shuffleboard courts, horseshoes, bocce ball, RV/trailer/boat storage and most importantly Low HOA fee that includes water, sewer and trash. Features: Spacious living room, centrally located kitchen with eating area, indoor laundry room with washer and dryer and huge Florida room with extra storage closet and window a/c unit...Split floor plan... Primary suite is nice size with walk-in closet and ensuite bathroom featuring enclosed walk-in shower. Second bedroom is at front of home and is spacious with long narrow walk-in closet. The guest bathroom features tub/shower combo. All furniture in the home is brand new except the furniture in the Florida room. Other features: Roof & Gutters 2023, New Vapor Barrier, Insulation & HVAC Duct Work, A/C 2019, Tighten Hurricane anchors 2023, New Seal Coated driveway and more... Start Living the Florida Lifestyle Now....plenty of room to entertain.....oversized lot with extra room to park r/v/boat. Great Location!!! Great Curb Appeal!!! Great Price!!! Nearby golfing ,fishing, boat ramps, beaches, parks, restaurants, shopping and more.... Downtown Punta Gorda is only about a 10 minute drive. Don't miss the boat on this Beautiful Furnished Move-in Ready Home. Call today for your private showing.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

896

Sqft

0.12 ac

Lot size

2005

Year built

One

Levels

$167

Per sqft

Furnished55+ community

Inside

FlooringCarpet · Luxury Vinyl · Vinyl
AppliancesDryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Wall/Window Unit(s)
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame (FSC Certified)
FoundationCrawlspace
FacesSouth
ExteriorRain Gutters

Community & fees

HOA fee$175/mo
Taxes (2025)$1,043/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityWaterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,517 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,029
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$87
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,247Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,247
Interest rate7.50%
Loan term

Estimated payment

$1,517/mo

Principal & interest$1,029
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$87
HOA / condo fee$175
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$109KedgeAI estimate $125,727 · range $113K–$138K$156K

vs edgeAI estimate

+19.2%

$/sqft vs Punta Gorda actives

$167 vs $208

Days on market

5 vs 65 typical

Where $167/sqft sits among the 400 Punta Gorda actives

132 · this home
138
46
32
24
28
$130–183$183–235$235–287$287–339$339–392$392+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$325K → $340K

Punta Gorda median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

167 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Nov 2, 2026Listed at $149,900 · 5 days on market since
2005Built · PELICAN HARBOR MOB HOME ESTATES

Reality check

What actually sold near 3314 BAYSIDE PARKWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3314 BAYSIDE PARKWAY UNIT C2900Sold · Jan ’26

$100,000

3314 BAYSIDE PARKWAY UNIT C2900 · same community

2 bd · 2 ba · 896 sqft · $112/sqft · 388 DOM

3024 SUNNY HARBOR DRIVESold · Sep ’26

$134,000

3024 SUNNY HARBOR DRIVE · same community

2 bd · 2 ba · 840 sqft · $160/sqft · 145 DOM

3204 BAYSIDE PARKWAYSold · Mar ’26

$134,500

3204 BAYSIDE PARKWAY · same community

2 bd · 2 ba · 832 sqft · $162/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3314 BAYSIDE PARKWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3314 BAYSIDE PARKWAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3314 BAYSIDE PARKWAY FAQs

What would the monthly payment be for 3314 BAYSIDE PARKWAY?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,517/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3314 BAYSIDE PARKWAY?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3314 BAYSIDE PARKWAY?+

The most recent tax bill on record (2025) was $1,043. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3314 BAYSIDE PARKWAY?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $149,900, this home is listed about 58% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3314 BAYSIDE PARKWAY?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PUNTA GORDA 33982 market on paper

$149,900 is 3% below the PUNTA GORDA 33982 median of $155,000, and at $167/sqft it sits under the Punta Gorda average of $234.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Fresh on the market

Only 5 days on market in a Punta Gorda market that averages 65 — if it fits, move quickly.

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Debbie Bennice. MLS #C7532785.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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