540 KELLSTADT STREET NW, PORT CHARLOTTE, FL, 33952
Active4 days on marketListed Nov 3, 2026MLS #C7532916
Come see it
Upcoming open house
Sat, Nov 7
10:00 AM – 1:00 PM
Hosted By: Olha Mohylna - RE/MAX Palm Realty
About this home
540 KELLSTADT STREET NW
A POOL HOME FOR UNDER $300K? YES! Your Florida dream just got more affordable! Welcome to this inviting Port Charlotte home featuring nearly 1,700 sq. ft. of living space, 2 bedrooms, 2 bathrooms, and a 2-car garage. The desirable split-bedroom floor plan offers added privacy, with walk-in closets in both bedrooms. The interior features a living and dining room combination, plus a separate family room and dinette area that opens to the kitchen, complete with newer stainless steel appliances. Enjoy Florida living in the heated pool, with convenient pool access through the guest bathroom. Major updates include a 2024 A/C, 2020 roof, 2020 electrical panel, and pool cage rescreening in 2023. Hurricane protection includes impact windows and accordion shutters on the remaining windows. No carpet throughout! The low-maintenance, shell-landscaped yard features minimal grass, leaving more time to enjoy the outdoors. The home may also be sold completely furnished! Conveniently located near shopping, restaurants, and everyday amenities, with an easy drive to Gulf beaches, historic downtown Punta Gorda, waterfront dining, boating, and entertainment.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,684
Sqft
0.23 ac
Lot size
2
Garage
1985
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,546 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,546/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
$/sqft vs PORT CHARLOTTE SEC 010
$172 vs $251
Days on market
4 vs 55 typical
Where $172/sqft sits among the 14 homes for sale in PORT CHARLOTTE SEC 010
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
35,231
Median age
53.1
Median income
$61,382
Median home value
$237,700
Avg household
2.33
Households w/ children
3,246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
7 of 14
PORT CHARLOTTE SEC 010 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 540 KELLSTADT STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$449,000
449 W TARPON BOULEVARD NW · same community
3 bd · 2 ba · 1,696 sqft · $265/sqft · 6 DOM
Sold · Sep ’26$370,000
392 E TARPON BOULEVARD NW · same community
3 bd · 2 ba · 1,663 sqft · $222/sqft · 156 DOM
Sold · Dec ’25$258,500
635 SPRING LAKE BOULEVARD NW · same community
4 bd · 2 ba · 1,654 sqft · $156/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 540 KELLSTADT STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 540 KELLSTADT STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
540 KELLSTADT STREET NW FAQs
What would the monthly payment be for 540 KELLSTADT STREET NW?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,546/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 540 KELLSTADT STREET NW?+
The most recent tax bill on record (2025) was $3,203. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $290,000, this home is listed about 12% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 540 KELLSTADT STREET NW?+
Peace River Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$290,000 runs 61% above the PORT CHARLOTTE 33952 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Port Charlotte market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Priscilla Perez-McGuire. MLS #C7532916.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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