3801 KEMPER STREET, FORT MYERS, FL, 33905
Active4 days on marketListed Nov 3, 2026MLS #C7532921
About this home
3801 KEMPER STREET
The seller is willing to provide concessions toward the buyer’s closing costs and prepaid expenses! Buyers may also qualify for additional lender credits and incentives when using the seller’s preferred lender, subject to lender approval and program guidelines. NOT LOCATED IN A FLOOD ZONE! NEW ROOF (2024) – PERMITTED AND COMPLETED! Welcome to this spacious 3-bedroom, 2-bathroom home in the Buckingham area of Fort Myers, situated on an oversized corner lot offering plenty of outdoor space and added flexibility. With approximately 1,558 square feet of living space, this home features vaulted and cathedral ceilings, a desirable split-bedroom floor plan, spacious great room, dining area, kitchen pantry, and screened lanai. The primary suite offers a walk-in closet and an ensuite bathroom with dual sinks and a walk-in shower, while two additional bedrooms provide flexibility for guests, family, or a home office. The kitchen offers ample cabinetry and convenient access to the dining area. Additional features include an attached two-car garage with built-in storage cabinets and shelving already installed, a paved driveway, gutters, and central electric heating and cooling. The air conditioning system is currently functional and operating well. The property is serviced by well water and a septic system. Enjoy convenient access to nearby schools, shopping, dining, grocery stores, and everyday essentials, including Publix, Walmart, ALDI, and local restaurants. Nearby schools include Edison Park Creative and Expressive Arts School, The Alva School, and Riverdale High School. One or more photos have been virtually staged, AI generated, or rendered.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,558
Sqft
0.29 ac
Lot size
2
Garage
2004
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,684 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,684/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.8%
$/sqft vs LEHIGH ACRES
$196 vs $207
Days on market
4 vs 65 typical
Where $196/sqft sits among the 78 homes for sale in LEHIGH ACRES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Myers
Get to know Fort Myers. See the full Fort Myers guide →
FORT MYERS 33905 — neighborhood snapshot
Population
40,908
Median age
40.6
Median income
$70,009
Median home value
$260,400
Avg household
2.68
Households w/ children
3,592
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers market
$313K → $375K
Fort Myers median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
39 of 78
LEHIGH ACRES have cut their price
Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the FORT MYERS 33905 median. See the full Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 3801 KEMPER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$315,000
3701 28TH STREET SW · same community
3 bd · 2 ba · 1,562 sqft · $202/sqft · 69 DOM
Sold · Aug ’26$330,000
763 ANDOVER AVENUE S · same community
3 bd · 2 ba · 1,536 sqft · $215/sqft · 71 DOM
Sold · Oct ’26$315,000
2503 16TH STREET W · same community
3 bd · 2 ba · 1,536 sqft · $205/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3801 KEMPER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3801 KEMPER STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3801 KEMPER STREET FAQs
What would the monthly payment be for 3801 KEMPER STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,684/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3801 KEMPER STREET?+
The most recent tax bill on record (2025) was $3,546. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Myers?+
At $305,000, this home is listed about 6% below the Fort Myers median of $323,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3801 KEMPER STREET?+
River Hall Elementary School (elementary), Riverdale High School (high), Harns Marsh Middle School (middle), Lehigh Senior High School (high), Varsity Lakes Middle School (middle), Oak Hammock Middle School (middle), Manatee Elementary School (elementary), Orange River Elementary School (elementary), Gateway High School (high), Tice Elementary School (elementary), James Stephens Elementary School (elementary), East Lee County High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MATO REALTY, LLC · Becky Mato. MLS #C7532921.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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