
19375 WATER OAK DRIVE UNIT 205, PORT CHARLOTTE, FL, 33948
Active1 days on marketListed Nov 6, 2026MLS #C7532937
About this home
19375 WATER OAK DRIVE UNIT 205
MOVE-IN READY—TURNKEY FURNISHED! Delight in stunning sunsets from this meticulously maintained lakefront 2-bedroom, 2-bath, 2nd-floor condo. Used only seasonally, it shows like new! Recent updates include a brand-new roof in 2023 and new carports in 2024. The open floorplan is ideal for entertaining, featuring a spacious living and dining area with a bay of sliders opening to the screened, tiled lanai. The fully equipped kitchen offers a new disposal, Bosch dishwasher, Samsung side-by-side refrigerator, and breakfast bar. Retreat to the master bedroom with a large walk-in closet, ensuite bath with walk-in shower, all while enjoying serene water views. Additional highlights include a split-bedroom layout, interior laundry closet with newer stackable washer and dryer, storm door allowing natural light, newer carpet in the great room and bedrooms, updated A/C and heating in 2018, tile floors in wet areas, 10-year warranty smoke detectors, updated lighting fixtures in both baths, ceiling fans throughout, sunshades on the lanai, and all window treatments convey. The condo is furnished with high-quality, beachy Florida-style furniture. Building amenities include an elevator and gas grills. Ideally located within walking distance to the community clubhouse and amenities in Heritage Oak Park—a gated community surrounded by native oak trees, offering a country feel while close to shopping and dining. Community features include a large clubhouse, sports bar, heated pool, tennis and pickleball courts, bocce ball, shuffleboard, fitness room, lending library, and billiards room, with an activities director coordinating events year-round.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
826
Sqft
0 ac
Lot size
2004
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,723 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,723/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.9%
Days on market
1 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,696
Median age
59.5
Median income
$62,744
Median home value
$298,700
Avg household
2.26
Households w/ children
1,219
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 367% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 19375 WATER OAK DRIVE UNIT 205 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19375 WATER OAK DRIVE UNIT 205 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19375 WATER OAK DRIVE UNIT 205 FAQs
What would the monthly payment be for 19375 WATER OAK DRIVE UNIT 205?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,723/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19375 WATER OAK DRIVE UNIT 205?+
The most recent tax bill on record (2025) was $3,589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19375 WATER OAK DRIVE UNIT 205?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $172,900, this home is listed about 47% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 19375 WATER OAK DRIVE UNIT 205?+
Meadow Park Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$172,900 runs 367% above the PORT CHARLOTTE 33948 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Port Charlotte market that averages 55 — if it fits, move quickly.
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Barb Mc Henry. MLS #C7532937.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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