CENTURY 21 Edge
Active Under Contract
$275,0002 bd2 ba948 sqft$290 /sqft≈$2,343 /mo all-in ↓

1097 STALEY STREET, PORT CHARLOTTE, FL, 33952

Active Under Contract1 days on marketListed Nov 5, 2026MLS #C7533009

Private poolFully furnishedSingle Family ResidencePORT CHARLOTTE SEC 051

About this home

1097 STALEY STREET

Under contract-accepting backup offers. EXTENSIVELY UPDATED! OVERSIZED HEATED SALTWATER POOL! NO HOA! NO FLOOD ZONE! PUBLIC UTILITIES!***** This exceptionally well-maintained MOVE IN READY 2-bedroom, 2-bathroom home has had a TON of upgrades, including PLANK TILE FLOORING THROUGHOUT, UPDATED KITCHEN WITH ALL-WOOD CABINETRY, GRANITE COUNTERTOPS & STAINLESS STEEL APPLIANCES, BOTH BATHROOMS COMPLETELY RENOVATED, FRESH INTERIOR & EXTERIOR PAINT, 2023 ROOF, ATTIC DUCTWORK & INSULATION HAS BEEN REDONE FOR EFFICIENCY, UPDATED PLUMBING, HOT WATER HEATER & POOL HEATER!*****Inside, you'll appreciate the VAULTED CEILINGS, an abundance of natural light through arched windows that add amazing character. Two sets of POCKET SLIDING GLASS DOORS create a wonderful indoor-outdoor connection, while an INTERIOR LAUNDRY ROOM and spacious 15' x 22' garage provide everyday convenience.(ALL APPLIANCES INCLUDED)*****Outside is where this property shines even more! Enjoy a HUGE 15' x 30' IN-GROUND HEATED SALTWATER POOL, an expansive screened pool cage and deck(52ftx24ft), and plenty of covered and open lanai space that has also been recently upgraded with porcelain tile. The property also features a FULLY FENCED BACKYARD surrounded by mature palms, oak trees, and fruit trees, including bananas, mangoes, and dragon fruit! An extended, freshly graveled driveway provides additional parking for guests, a boat, RV, or recreational vehicles.******Located in a fantastic neighborhood, this home is near shopping, restaurants, great schools, and I-75 which are conveniently nearby. Boat ramps are approximately 10 minutes away, Port Charlotte Beach Park is just 15 minutes away, and some of Southwest Florida's best beaches, including Boca Grande and Manasota Key, are a little over 30 minutes away!******ADDED TAX SAVINGS OPPORTUNITY! With Florida's Amendment 3 now passed, buyers who establish Florida residency, close by December 31, 2026, and qualify for homestead may be eligible for significantly increased homestead exemptions and lower property taxes beginning in 2027.****** With so many updates already completed and an incredible outdoor space to enjoy, this home is ready for its next owner! Come see everything it has to offer and schedule your private tour today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

948

Sqft

0.23 ac

Lot size

1

Garage

1989

Year built

One

Levels

$290

Per sqft

Private poolFurnished

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Vaulted Ceiling(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorHurricane Shutters · Sliding Doors

Community & fees

Taxes (2025)$2,080/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,343 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,888
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$173
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate7.50%
Loan term

Estimated payment

$2,343/mo

Principal & interest$1,888
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$173
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$237KedgeAI estimate $274,232 · range $247K–$302K$314K

vs edgeAI estimate

+0.3%

$/sqft vs PORT CHARLOTTE SEC 051

$290 vs $191

Days on market

1 vs 55 typical

Where $290/sqft sits among the 13 homes for sale in PORT CHARLOTTE SEC 051

7
5
0
0 · this home
0
1
$153–197$197–240$240–284$284–327$327–371$371+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33952 — neighborhood snapshot

Population

35,231

Median age

53.1

Median income

$61,382

Median home value

$237,700

Avg household

2.33

Households w/ children

3,246

For the school run

Charlotte County School District

ElementaryPeace River Elementary School★★★★★
HighPort Charlotte High School★★★★★
MiddleMurdock Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$290K → $290K

Port Charlotte median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

6 of 13

PORT CHARLOTTE SEC 051 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 53% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Nov 5, 2026Listed at $275,000 · 1 days on market since
1989Built · PORT CHARLOTTE SEC 051

Reality check

What actually sold near 1097 STALEY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1130 STRASBURG DRIVESold · Dec ’25

$258,000

1130 STRASBURG DRIVE · same community

3 bd · 2.5 ba · 1,188 sqft · $217/sqft · 32 DOM

1337 SHEEHAN BOULEVARDSold · Jul ’26

$218,000

1337 SHEEHAN BOULEVARD · same community

3 bd · 1 ba · 1,192 sqft · $183/sqft · 47 DOM

1171 TYRONE STREETSold · Feb ’26

$235,000

1171 TYRONE STREET · same community

3 bd · 2 ba · 1,244 sqft · $189/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1097 STALEY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1097 STALEY STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1097 STALEY STREET FAQs

What would the monthly payment be for 1097 STALEY STREET?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,343/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1097 STALEY STREET?+

The most recent tax bill on record (2025) was $2,080. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $275,000, this home is listed about 16% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.

Which schools are assigned to 1097 STALEY STREET?+

Peace River Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$275,000 runs 53% above the PORT CHARLOTTE 33952 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Port Charlotte market that averages 55 — if it fits, move quickly.

Listing courtesy of PREFERRED SHORE LLC · Brooks Imlay. MLS #C7533009.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Port Charlotte homes, in your inbox

Like 1097 STALEY STREET but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Nicholas to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated November 7, 2026 at 5:51 AM UTC. The listing information on this page last changed on November 7, 2026 at 5:51 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on November 7, 2026 at 5:51 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: November 7, 2026 at 5:51 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.