13465 W Hillbilly LANE, CRYSTAL RIVER, FL, 34429
Active310 days on marketListed Dec 6, 2025MLS #CC850471
About this home
13465 W Hillbilly LANE
Amazing opportunity! Fully furnished and move in ready. What you see is what you get! All beds, pictures, lights, tvs, decor applicances and more! EVERYTHING STAYS. The quiet fishing town of Ozello! High and dry and main home never flooded this is a dream come true. Main residence offers 3 bedrooms and 2 full baths. But wait...Walk into all season porch with vinyl windows with views of canal, boat ramp and boat dock. Large dining room walks to open kitchen area. Living room has ceiling fan, blinds, built in cabinets, breakfast bar and kitchen features granite countertops with island, lots of cabinets with pull out pantry shelves, side by side fridge, dishwasher, double sink, oven and cook top with vent hood. Inside laundry with stackable washer and dryer, microwave, coffee bar and deep freezer. Continue thru to full size bath offering jetted, deep soaking tub. Large bedroom with Murphy Bed, and closet. Nice Florida Room with door to walk around porch. Hall bath divides both bedrooms with walk in oversized shower. Exterior features one car garage, covered carport, exterior shed on corner lot. BONUS is the little guest cottage with two additional bedrooms and a full bath with walk in shower. So total of 5 bedrooms and three full baths. This little Key West style cottage is perfect for overnight guests, in-laws, or even an income producing property! With no deed restrictions it's perfect for an Airbnb, Bed and Breakfast or snowbird retreat. Fisherman and boaters dream! Enjoy all Ozello has to offer with the friendly community church, local restaurants like Backwater Fins, The infamous Island Outpost where the locals hang out or the end of the trail to Old Pecks Port Cove. Lots of nature abounds with manatees, dolphins, otters, water birds and an occasional bald eagle flying overhead and our resident owls. Live life like the locals and enjoy the Florida way of life it one of the last true remaining Old Florida waterfront communities. Walking distance to John Brown Boat ramp. Come check it out. You will fall in love and never leave this quaint little town off the beaten path from the noise. Lots of year round festivities such as the Chili Cookoff, the Art Festival and Blue Crab Festival, Tree lighting festival, Christmas Parade, fishing tournament and oh so much more.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
1,540
Sqft
0.29 ac
Lot size
1
Garage
1962
Year built
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,823 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,823/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.2%
$/sqft vs Crystal River actives
$266 vs $217
Days on market
310 vs 70 typical
Where $266/sqft sits among the 224 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $275K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
87 of 224
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 13465 W Hillbilly LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$694,000
1267 S Ozello TRAIL
4 bd · 3.5 ba · 1,904 sqft · $364/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13465 W Hillbilly LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13465 W Hillbilly LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13465 W Hillbilly LANE FAQs
What would the monthly payment be for 13465 W Hillbilly LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,823/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13465 W Hillbilly LANE?+
The most recent tax bill on record (2025) was $822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $410,000, this home is listed about 27% above the Crystal River median of $323,950. The market section on this page shows how the area is trending.
Which schools are assigned to 13465 W Hillbilly LANE?+
Crystal River Primary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$410,000 runs 68% above the CRYSTAL RIVER 34429 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
310 days on market against a Crystal River median of 70 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $445,900, now $410,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE HOLLOWAY GROUP. MLS #CC850471.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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