2243 N Kings Cove POINT, CRYSTAL RIVER, FL, 34429
Active83 days on marketListed Jul 21, 2026MLS #CC856508
About this home
2243 N Kings Cove POINT
Just 1 hour from Tampa via Suncoast Parkway, this rare main river waterfront home offers direct Gulf access! OWNER FINANCING AVAILABLE AT A 5.5% INTEREST RATE! Watch the manatees and dolphins play in your backyard overlooking BREATHTAKING VIEWS on a nice corner lot directly on Crystal River. NO HOA and Approved and set up for SHORT TERM RENTAL with a 1-year track record gaining 5-star reviews. It is rare for a home like this to come available on the main river. The second-floor living space was initially built up in 1994 and was beautifully remodeled in 2024 with luxury vinyl plank flooring, updated bathrooms, new fans and fixtures, brand-new appliances, and a stunning fireplace. Home includes built-in electric hurricane shutters, security system in place with motion detector for the exterior of the home, a screened-in cargo lift, built-in home vacuum, and flood gates for the 1st floor. The master bedroom has a large window with a great view of the river; the master bath comes with his-and-hers sinks and a large walk-in closet. The kitchen features views of the river, Corian countertops, and stainless steel appliances. A large screened porch upstairs provides a peaceful place to enjoy the sunrises and sunsets. Downstairs has a workshop, plenty of room for storage, and a game room for entertaining. Play pool while enjoying the expansive open-water view. There is also a large covered porch which is right on the water. Boat lift with composite deck and floating dock, seawall with reinforced concrete and 3 ft. cap redone in 2014. New Drain Field in 2022, Quick access to the Gulf or a day at the springs. AC - 3 years. Brand-new surge protector. Spacious 2-car garage with room to park 4 vehicles in the driveway. Don't miss out on this one, won't last long! Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
4,382
Sqft
0.19 ac
Lot size
2
Garage
1982
Year built
Two
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,681 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,681/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.4%
$/sqft vs Crystal River actives
$331 vs $217
Days on market
83 vs 70 typical
Where $331/sqft sits among the 224 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $275K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
87 of 224
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 493% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 2243 N Kings Cove POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,100,000
827 SW KINGS BAY DRIVE
4 bd · 3 ba · 3,529 sqft · $312/sqft · 167 DOM
Sold · Jul ’26$1,600,000
2235 Kings Cove POINT N
4 bd · 3.5 ba · 3,101 sqft · $516/sqft · 102 DOM
Sold · Jul ’26$1,600,000
2235 N KINGS COVE POINT
3 bd · 2.5 ba · 3,101 sqft · $516/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2243 N Kings Cove POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2243 N Kings Cove POINT — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2243 N Kings Cove POINT FAQs
What would the monthly payment be for 2243 N Kings Cove POINT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,681/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2243 N Kings Cove POINT?+
The most recent tax bill on record (2025) was $13,840. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $1,450,000, this home is listed about 348% above the Crystal River median of $323,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2243 N Kings Cove POINT?+
Crystal River Primary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MAIN STREET REALTY & DEVELOP · Amanda Tuck. MLS #CC856508.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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