2812 Madison STREET W, INVERNESS, FL, 34453
Active81 days on marketListed Jul 27, 2026MLS #CC856624
About this home
2812 Madison STREET W
Move-in ready and a brand new roof! Step inside to discover a beautifully updated kitchen featuring modern finishes, plenty of workspace, and modern appliances for everything from quick breakfasts to holiday gatherings. The completely renovated master bathroom offers a spa-like retreat with stylish finishes that make every morning feel a little more luxurious. The large, clean, and beautifully shaded backyard is a private oasis. Perfect for relaxing in a hammock, hosting weekend BBQs, letting pets roam, or enjoying Florida evenings without baking in the sun! Homes that combine modern updates, energy savings, a new roof, and exceptional outdoor living are hard to find. Why settle for high utility bills and outdated spaces when you can have a home with meaningful improvements already completed (and a major new upgrade underway) while enjoying a place you'll love coming home to? One or more photo(s) has been virtually staged. VirtuallyStaged.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,106
Sqft
0.22 ac
Lot size
1
Garage
1986
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,513 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,513/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.5%
$/sqft vs Inverness actives
$159 vs $181
Days on market
81 vs 69 typical
Where $159/sqft sits among the 256 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $252K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
106 of 256
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 120% above the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 2812 Madison STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$174,900
3516 E SUZIE LANE
2 bd · 2 ba · 1,134 sqft · $154/sqft · 0 DOM
Sold · Aug ’26$160,000
517 WHISPERING PINES BOULEVARD
2 bd · 2 ba · 1,071 sqft · $149/sqft · 29 DOM
Sold · Jun ’26$209,900
615 RANDOLPH AVENUE
3 bd · 1.5 ba · 1,066 sqft · $197/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2812 Madison STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2812 Madison STREET W — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2812 Madison STREET W FAQs
What would the monthly payment be for 2812 Madison STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,513/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2812 Madison STREET W?+
The most recent tax bill on record (2025) was $2,880. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $175,900, this home is listed about 37% below the Inverness median of $278,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2812 Madison STREET W?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLATFEE.COM · Cliff Glansen. MLS #CC856624.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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