12046 W Gulf Breeze COURT, CRYSTAL RIVER, FL, 34429
Active61 days on marketListed Aug 12, 2026MLS #CC857022
About this home
12046 W Gulf Breeze COURT
Hard to find stilt home with double lot boasting 163' /- of waterfront in peaceful, no HOA, Woods ‘n Water neighborhood. The additional lot has the potential for an 850sqft Accessory Dwelling. Check with Citrus Co for options. Whether you’re looking for a second home, or a full-time residence with room to grow, this property checks every box! Step inside this sunlight-filled, open floorplan, fully furnished 2 bedroom, 1bath stilt home that boasts water views from almost every room. The home is fully updated, making it move-in ready. The numerous finishes include hardwood bamboo floors, large kitchen and pantry/utility closet, kitchen island with storage, custom walk-in shower, whitewashed pine ceilings, tinted windows and blackout curtains, to name a few. The durable metal roof adds long-term peace of mind. **Upstairs living space never flooded. Downstairs only needed a quick spray from the hose, which allows for no-worry waterfront living.** The exterior features a concrete boat/RV pad with power, large firepit, screened-in room, griddle, 2 secured storage areas, kayak rack, and large open air area for all your gear, or use it as a carport/boat storage, depending on vehicle/boat size. Enjoy hassle-free boating that includes direct access to the Gulf with NO BRIDGES and a hard-to-find NEIGHBORHOOD BOAT RAMP. Catch fresh fish and blue crabs from your dock, or experience world-class fishing just around the corner! It's just a short drive to Fort Island Beach, Three Sisters Springs, and historic downtown Citrus Avenue, along with all the restaurants, shops, and recreation Crystal River/Citrus County has to enjoy. *All interior and exterior furnishings included, but negotiable.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,104
Sqft
0.34 ac
Lot size
1982
Year built
$498
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,999 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,999/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.1%
$/sqft vs Crystal River actives
$498 vs $217
Days on market
61 vs 70 typical
Where $498/sqft sits among the 224 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $275K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
87 of 224
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 12046 W Gulf Breeze COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$475,000
2764 N REGATTA POINT
2 bd · 2 ba · 1,248 sqft · $381/sqft · 12 DOM
Sold · Jul ’26$325,000
12108 W GULF BREEZE COURT
2 bd · 1.5 ba · 1,272 sqft · $256/sqft · 126 DOM
Sold · May ’26$90,000
1229 N EGRET POINT UNIT 1229
2 bd · 2 ba · 1,296 sqft · $69/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12046 W Gulf Breeze COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12046 W Gulf Breeze COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12046 W Gulf Breeze COURT FAQs
What would the monthly payment be for 12046 W Gulf Breeze COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,999/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12046 W Gulf Breeze COURT?+
The most recent tax bill on record (2025) was $4,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $550,000, this home is listed about 70% above the Crystal River median of $323,950. The market section on this page shows how the area is trending.
Which schools are assigned to 12046 W Gulf Breeze COURT?+
Crystal River Primary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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