2021 NW 13th AVENUE, CRYSTAL RIVER, FL, 34428
Active30 days on marketListed Sep 12, 2026MLS #CC857864
About this home
2021 NW 13th AVENUE
One or more photo(s) has been virtually staged. Welcome to this beautifully remodeled 3 bedroom, 2 bath split floor plan home offering a little over 1400 sq. ft. of living space on nearly half an acre with NO HOA. Perfectly designed for Florida living, this property features both a Florida sunroom and a screened-in lanai, giving you the ideal blend of indoor comfort and outdoor relaxation. Bring your toys! With the oversized yard, a concrete pad for boat or RV storage, you'll have plenty of space to enjoy Florida's adventurous lifestyle. Step inside and discover the heart of the home! The upgraded kitchen with all new appliances that blends rustic charm with modern style. The butcher block island and cabinetry wrapping around the island create both beauty and functionality, while the striking wood beam ceiling detail and open wood shelving add warmth and character. This space is designed for both cooking and gathering, making it a true centerpiece of the home. You'll also love the modern updates, open layout, and bright, airy feel throughout the house. The primary bedroom has lots of natural light, sliding barn door leading to the bathroom and walk-in closet giving you lots of storage space. The other two bedrooms also have large closets giving you lots of extra room. The spacious lot provides room to spread out while still being close to everything Crystal River has to offer. Crystal River is one of Florida's most charming waterfront communities. Here you can swim with the manatees in Kings Bay, enjoy would-class boating with 2 boat ramps right down the road, fishing, and scalloping in the Gulf of Mexico, explore hiking and biking trails, wildlife preserves, and natural springs. You will also love the experience of small-town friendliness with vibrant shops, dining, and community events. This home isn't just a place to live- it's a lifestyle. Whether you're looking for a full-time residence or a Florida getaway, you'll love everything this property and community have to offer. It is also conveniently located about an hour and a half from both Tampa and Orlando airports making it easy for your loved ones to come see you or for you to go see them. Don't wait!! Call and schedule your showing today! VirtuallyStaged.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,414
Sqft
0.44 ac
Lot size
1960
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,847 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,847/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−36.9%
$/sqft vs Crystal River actives
$141 vs $217
Days on market
30 vs 70 typical
Where $141/sqft sits among the 224 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $275K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
87 of 224
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 2021 NW 13th AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$385,000
3628 N HIAWATHA TERRACE
2 bd · 2.5 ba · 1,380 sqft · $279/sqft · 147 DOM
Sold · Oct ’26$220,000
1910 NW 15th COURT
3 bd · 2 ba · 1,368 sqft · $161/sqft · 6 DOM
Sold · May ’26$1,950,000
519 NW 7TH AVENUE
3 bd · 3 ba · 1,461 sqft · $1,335/sqft · 225 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2021 NW 13th AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2021 NW 13th AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2021 NW 13th AVENUE FAQs
What would the monthly payment be for 2021 NW 13th AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,847/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2021 NW 13th AVENUE?+
The most recent tax bill on record (2025) was $5,063. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $199,900, this home is listed about 38% below the Crystal River median of $323,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2021 NW 13th AVENUE?+
Crystal River High School (high), Crystal River Middle School (middle), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jill Miller. MLS #CC857864.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Crystal River homes, in your inbox
Like 2021 NW 13th AVENUE but not quite? A daily digest of every new listing in Crystal River — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Colleen to ping you on any price or status change →