10638 MANGROVE CIRCLE, PORT CHARLOTTE, FL, 33981
Active699 days on marketListed Sep 9, 2024MLS #D6138078
About this home
10638 MANGROVE CIRCLE
Build your dream home in the desirable South Gulf Cove community! This lot offers access to city water and sewer, making it ready for your vision. Enjoy the convenience of nearby parks like San Domingo Park, complete with a playground, picnic areas, and a boat ramp. The community also features scenic walking and biking paths, as well as opportunities for kayaking and canoeing through the tranquil canals. For golf enthusiasts, you'll find several courses close by, including Riverwood Golf Club and Rotonda Golf & Country Club. And when you're ready to relax, the stunning beaches of Englewood and Boca Grande are just minutes away. This location has it all—don’t miss out on making it yours! Less than 20 miles to I75 makes this location an easy commute to almost anywhere, 10 miles to South Englewood with lots of shopping and dining options. Tampa Bay Rays spring training and the fairgrounds are just minutes away.
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$357 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$357/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10638 MANGROVE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$880,000
9149 LANE COURT · same community
3 bd · 3 ba · 1,979 sqft · $445/sqft · 286 DOM
Sold · Jan ’26$1,325,000
16622 LIGGETT CIRCLE · same community
3 bd · 3.5 ba · 2,464 sqft · $538/sqft · 48 DOM
Sold · Apr ’26$325,000
10242 HALLENDALE DRIVE
4 bd · 2 ba · 1,743 sqft · $186/sqft · 297 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10638 MANGROVE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10638 MANGROVE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10638 MANGROVE CIRCLE FAQs
What would the monthly payment be for 10638 MANGROVE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $357/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10638 MANGROVE CIRCLE?+
The most recent tax bill on record (2023) was $688. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $22,000, this home is listed about 93% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 10638 MANGROVE CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33981 market on paper
$22,000 is 44% below the PORT CHARLOTTE 33981 median of $39,500.
02Time on market is leverage
699 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $32,000, now $22,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Tara Lawhorn. MLS #D6138078.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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