14534 MAYSVILLE CIRCLE, PORT CHARLOTTE, FL, 33981
Active400 days on marketListed Oct 3, 2025MLS #D6144092
About this home
14534 MAYSVILLE CIRCLE
GULF ACCESS WATERFRONT LOT IN SOUTH GULF COVE – BUILD YOUR DREAM HOME IN SOUTHWEST FLORIDA! Discover the ultimate Florida boating lifestyle with this beautiful canal-front residential lot in the desirable waterfront community of South Gulf Cove in Port Charlotte, Florida. Offering Gulf access through Charlotte Harbor, this waterfront homesite is the perfect setting for a custom coastal home with a private swimming pool, spacious outdoor living areas, and the opportunity to enjoy boating and fishing right from your own backyard. Imagine waking up to peaceful canal views, enjoying your morning coffee by the water, and heading out for a day of boating, fishing, or exploring the beautiful waterways of Southwest Florida. Cruise Charlotte Harbor, venture toward the Gulf of Mexico, discover secluded beaches, or enjoy waterfront dining accessible by boat. Whether you're an avid fisherman, boating enthusiast, or simply love being near the water, this property offers the opportunity to embrace the relaxed Florida lifestyle you've always imagined. Located on the scenic Cape Haze Peninsula, South Gulf Cove is an established boating community featuring over 55 miles of navigable canals, a community boat ramp, parks, and walking paths. Just a short drive away, enjoy the beautiful Gulf beaches of Boca Grande, Englewood, and Manasota Key, along with world-class tarpon fishing at Boca Grande Pass, championship golf courses, boutique shopping, local restaurants, and spring training baseball. Surrounded by attractive newer homes, this Gulf access canal lot offers public water and sewer availability, making it an excellent opportunity for buyers looking to build a custom waterfront home, create a seasonal Florida retreat, or purchase vacant waterfront land for future investment. Build now or later and enjoy the flexibility of owning property in one of Southwest Florida's desirable waterfront communities. Your waterfront lifestyle starts here! Experience the freedom of boating from your backyard, the beauty of Florida's Gulf Coast, and the easygoing coastal atmosphere that makes South Gulf Cove such a special place to call home.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$875 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$875/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 14534 MAYSVILLE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$480,000
14382 LILLIAN CIRCLE · same community
3 bd · 2 ba · 1,451 sqft · $331/sqft · 219 DOM
Sold · Apr ’26$400,000
14150 MAYSVILLE CIRCLE · same community
3 bd · 2 ba · 1,564 sqft · $256/sqft · 42 DOM
Sold · Jul ’26$375,000
10071 SUNDAY DRIVE · same community
3 bd · 2 ba · 1,622 sqft · $231/sqft · 333 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14534 MAYSVILLE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14534 MAYSVILLE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14534 MAYSVILLE CIRCLE FAQs
What would the monthly payment be for 14534 MAYSVILLE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $875/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14534 MAYSVILLE CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14534 MAYSVILLE CIRCLE?+
The most recent tax bill on record (2024) was $1,188. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14534 MAYSVILLE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $82,900, this home is listed about 75% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 14534 MAYSVILLE CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$82,900 runs 85% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
400 days on market against a Port Charlotte median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $99,900, now $82,900 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARSLEY BALDWIN REAL ESTATE · Olivia Jones. MLS #D6144092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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