9620 PRESIDENT CIRCLE, PORT CHARLOTTE, FL, 33981
Active246 days on marketListed Dec 8, 2025MLS #D6145113
About this home
9620 PRESIDENT CIRCLE
Are you ready to live your Florida dream? Well, this 'Gulf access' waterfront property in desirable South Gulf Cove could be the perfect location for your new home! With western rear exposure for those beautiful sunsets to enjoy from your lanai, overlooking your pool, and down to your dock. This mainly cleared lot has public water, sewer, and power already available, and a fire hydrant on site, which can help lower home insurance premiums. Newer homes nearby, and more construction throughout the subdivision, making it one of the fastest-growing in the County. Yet there are still plenty of natural surroundings. If you're ready to build, we can refer several local builders to help you achieve your goal. With 80' on the Snapper Waterway, you can fish from your backyard, or cruise the 55 miles of canals. The Interceptor Lagoon, Myakka River, Charlotte Harbor, and Gulf of Mexico are all within easy reach via the lock. A public boat ramp, several neighborhood parks, and multi-use pathways on some of the main roads, are just a few reasons to consider saying 'YES' to this address! Convenient for all local amenities; boating, fishing, kayaking, cycling, golf, nature trails, shopping, dining, entertainment, area beaches, etc. Close to world-famous Boca Grande, or visit beautiful Englewood Beach and historic Dearborn Street. Catch some baseball at the Charlotte Sports Park, Spring Training home of the Tampa Rays. Check out the various events at the Charlotte County Fairgrounds. Port Charlotte Town Center Mall, and historic Punta Gorda are just a short drive away. Escape cold winters and snow, and come enjoy life!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$786 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$786/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9620 PRESIDENT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$438,000
9613 MIAMI CIRCLE · same community
3 bd · 2 ba · 1,665 sqft · $263/sqft · 5 DOM
Sold · Dec ’25$300,000
9333 HIALEAH TERRACE · same community
3 bd · 2 ba · 1,866 sqft · $161/sqft · 143 DOM
Sold · Feb ’26$700,000
9556 GALAXIE CIRCLE · same community
3 bd · 2 ba · 1,978 sqft · $354/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 9620 PRESIDENT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9620 PRESIDENT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9620 PRESIDENT CIRCLE FAQs
What would the monthly payment be for 9620 PRESIDENT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $786/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9620 PRESIDENT CIRCLE?+
The most recent tax bill on record (2025) was $1,243. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9620 PRESIDENT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $82,500, this home is listed about 75% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 9620 PRESIDENT CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$82,500 runs 108% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
246 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $85,000, now $82,500 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SOUTH GULF COVE REALTY, INC · Phil Van Der Heyden. MLS #D6145113.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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