CENTURY 21 Edge
$689,000$690,0003 bd2 ba2,087 sqft$330 /sqft≈$5,267 /mo all-in ↓

9386 ARRID CIRCLE, PORT CHARLOTTE, FL, 33981

Active281 days on marketListed Jan 30, 2026MLS #D6145864

✦ Reduced $1KWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 081

About this home

9386 ARRID CIRCLE

Experience the ultimate Florida waterfront lifestyle at this South Gulf Cove home, now offered with the adjacent vacant lot included! Boating adventures, sun-filled pool days, and peaceful waterfront evenings are all part of the lifestyle waiting for you. Beautifully built by DM Dean, this three-bedroom, two-bathroom residence with a three-car garage combines quality craftsmanship, thoughtful design, and an impressive collection of upgrades. Features include impact windows and doors, a Sonos surround sound system, interior and exterior security cameras, eight-foot interior doors, tile flooring throughout, and a fully fenced yard. A paver driveway and walkway lead to the screened double-door entry and beautiful leaded glass doors. Inside, the spacious great room features an elegant tiered coffered ceiling, abundant natural light, and inviting water views. Zero-corner pocketing sliding glass doors with automatic blinds open to the expansive lanai, creating a seamless connection between indoor and outdoor living. The well-appointed kitchen offers abundant wood cabinetry, generous granite countertops, a center island, tumbled stone backsplash, pantry, and a comfortable eat-in area with sliding glass doors overlooking the pool and waterway. The private primary suite features a tray ceiling, plantation shutters, sliding glass doors to the pool area, and dual walk-in closets. The ensuite bathroom offers a beautifully tiled Roman-style walk-through shower with seating and two separate granite-topped vanities. A split-bedroom floor plan provides privacy for guests, with a pocket door separating the guest wing. Both guest bedrooms feature reach-in closets, with one offering direct lanai access. The guest bathroom includes a tub and shower combination, granite-topped vanity, and convenient pool access. A versatile bonus room with double French doors and plantation shutters is ideal for a home office, fitness room, or additional guest space, while the interior laundry room includes a built-in granite folding counter. Outdoor living is where this home truly shines! The expansive screened lanai features a partially covered pavered entertaining area, newer ceiling fans, and a heated pool overlooking the tranquil waterway. The private dock with boat lift makes it easy to enjoy boating adventures to Charlotte Harbor, the Gulf, Stump Pass, or Punta Gorda, with waterfront restaurants, tiki bars, and endless opportunities for fishing and exploring. An underwater dock light adds a special touch for evenings spent watching fish beneath the surface. The adjacent vacant lot is included in the sale, offering additional outdoor space, enhanced privacy, and the flexibility to create an even more expansive waterfront retreat. Located in the desirable community of South Gulf Cove, the optional HOA offers affordable membership with access to a clubhouse, playground, and community activities. A nearby public boat ramp, beautiful Gulf beaches, shopping, dining, and golf courses add to the appeal. Make 9386 Arrid Circle your next stop and discover everything this exceptional property has to offer!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,087

Sqft

0.45 ac

Lot size

3

Garage

2016

Year built

One

Levels

$330

Per sqft

Private poolWaterfrontPool & Water viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesNorthwest
ParkingDriveway · Garage Door Opener · Oversized
ExteriorFrench Doors · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$6,151/yr
PetsYes
CommunityCommunity Boat Ramp · Water Access · Waterfront · Clubhouse · Park · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,267 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,336
PMI (est., until 20% equity)$258
Property tax — 2025 actual bill$513
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,900
Interest rate7.50%
Loan term

Estimated payment

$5,267/mo

Principal & interest$4,336
PMI (est., until 20% equity)$258
Property taxes (actual bill)$513
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $689K
$661KedgeAI estimate $780,985 · range $705K–$859K$893K

vs edgeAI estimate

−11.8%

$/sqft vs PORT CHARLOTTE SEC 081

$330 vs $310

Days on market

281 vs 55 typical

Where $330/sqft sits among the 35 homes for sale in PORT CHARLOTTE SEC 081

6
11
4 · this home
5
3
6
$171–229$229–287$287–345$345–402$402–460$460+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,682

Median age

63

Median income

$108,262

Median home value

$544,120

Avg household

2

Households w/ children

246

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$290K → $290K

Port Charlotte median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

17 of 35

PORT CHARLOTTE SEC 081 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1435% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $689,000 ▼ $1K
Jan 30, 2026Listed at $690,000 · 281 days on market since
2016Built · PORT CHARLOTTE SEC 081

Reality check

What actually sold near 9386 ARRID CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9450 NEWNAN CIRCLESold · Jul ’26

$615,000

9450 NEWNAN CIRCLE · same community

3 bd · 3 ba · 2,070 sqft · $297/sqft · 215 DOM

10079 LEBANON DRIVESold · May ’26

$790,000

10079 LEBANON DRIVE · same community

3 bd · 2 ba · 2,131 sqft · $371/sqft · 285 DOM

9349 ST PAUL DRIVESold · Jan ’26

$520,000

9349 ST PAUL DRIVE · same community

3 bd · 2 ba · 2,141 sqft · $243/sqft · 123 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9386 ARRID CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9386 ARRID CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9386 ARRID CIRCLE FAQs

What would the monthly payment be for 9386 ARRID CIRCLE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,267/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9386 ARRID CIRCLE?+

The most recent tax bill on record (2025) was $6,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9386 ARRID CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $689,000, this home is listed about 109% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.

Which schools are assigned to 9386 ARRID CIRCLE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$689,000 runs 1435% above the PORT CHARLOTTE 33981 median — but at 2,087 sqft it's also 27% larger than the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

281 days on market against a Port Charlotte median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $690,000, now $689,000 — a $1K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · Carla Stiver, PA. MLS #D6145864.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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