CENTURY 21 Edge
$339,000$349,0002 bd2 ba1,556 sqft$218 /sqft$3,453 /mo all-in ↓

13177 CREEKSIDE LANE, PORT CHARLOTTE, FL, 33953

Active121 days on marketListed Apr 14, 2026MLS #D6146977

Reduced $10KWaterfrontPrivate poolVillaRIVERWOOD

About this home

13177 CREEKSIDE LANE

Popular Furnished villa, 2 Bedroom plus Den, 2 Bathrooms, with a private driveway and heated saltwater pool in Riverwood is a must-see! Located on approximately 50 feet of waterfront, this villa offers SPECTACULAR UNOBSTRUCTED VIEWS of a scenic pond and Florida’s natural beauty through an upgraded panoramic picture screen cage with nebula led lighting (2024). Numerous upgrades and improvements add significant value, including 10-foot ceilings and 8-foot interior doors throughout, tile flooring in the main living areas, and quality carpeting in the den and guest bedroom. Plantation shutters and designer lighting, and fans are featured throughout. The kitchen showcases quality glazed 42-inch wood cabinetry with crown molding and rope detail, granite countertops, and stainless-steel appliances. The spacious primary suite includes new plank tile flooring and a large walk-in closet with custom-built shelving. The primary bath features a dual-sink vanity and a separate walk-in shower. Both bathrooms have elevated vanities with granite countertops. Additional features include a paver driveway and lanai, electric and accordion storm shutters, and much more! This beautiful villa is being sold furnished and with a Golf Cart, too! Ready to start living the Good Life! Enjoy the Resort lifestyle at Riverwood: a golf club recognized among the top 50 U.S. Courses by golf advisor , and an activity center campus featuring a lap and resort-style pool, fitness center, pickleball courts, small and large dog parks, tennis courts, lawn croquet, bocce courts, a craft room, library, and a full calendar of social activities. Take a walk along lush, tree-lined streets in this Audubon green community, recognized for its preservation of Florida’s natural wildlife habitat. Additional fees apply for the Riverwood golf club, a par 72 championship course, and the private beach club on Manasota key. Conveniently located near natural waterways for boating, cultural events, dining, shopping, and the beautiful beaches of southwest Florida. Situated between Sarasota and Fort Myers on Florida's Gulf Coast, this is truly a place to call paradise.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,556

Sqft

0.17 ac

Lot size

2

Garage

2010

Year built

One

Levels

$218

Per sqft

Private poolWaterfrontWater viewNegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewWater
FacesSouth
ExteriorGray Water System · Hurricane Shutters · Irrigation System · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$573/mo
Taxes (2025)$6,892/yr
PetsBreed Restrictions, Yes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Park · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,453 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$574
HOA fee — from the listing$573
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,865
Interest rate6.00%
Loan term

Estimated payment

$3,453/mo

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$574
HOA / condo fee$573
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $339K
$317KedgeAI estimate $334,109 · range $330K$337K$353K

vs edgeAI estimate

+1.5%

$/sqft vs RIVERWOOD

$218 vs $254

Days on market

121 vs 60 typical

Where $218/sqft sits among the 32 homes for sale in RIVERWOOD

10
5 · this home
5
6
4
2
$150–199$199–249$249–298$298–348$348–397$397+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 13177 CREEKSIDE LANE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33953 — neighborhood snapshot

Population

7,018

Median age

62.9

Median income

$77,227

Median home value

$332,200

Avg household

2.36

Households w/ children

430

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

10 of 32

RIVERWOOD have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1448% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $339,000 $10K
Apr 14, 2026Listed at $349,000 · 121 days on market since
2010Built · RIVERWOOD

Reality check

What actually sold near 13177 CREEKSIDE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3179 OSPREY LANESold · Jun ’26

$362,000

3179 OSPREY LANE · same community

3 bd · 2 ba · 1,617 sqft · $224/sqft · 179 DOM

3423 GRAND VISTA COURT UNIT 101Sold · Dec ’25

$249,000

3423 GRAND VISTA COURT UNIT 101 · same community

2 bd · 2 ba · 1,487 sqft · $167/sqft · 80 DOM

4620 CLUB DRIVE UNIT 102Sold · Jan ’26

$275,000

4620 CLUB DRIVE UNIT 102 · same community

2 bd · 2 ba · 1,626 sqft · $169/sqft · 139 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 13177 CREEKSIDE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13177 CREEKSIDE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13177 CREEKSIDE LANE FAQs

What would the monthly payment be for 13177 CREEKSIDE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,453/mo — principal and interest, the actual property-tax bill, the $573/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13177 CREEKSIDE LANE?+

The association fee works out to $573 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13177 CREEKSIDE LANE?+

The most recent tax bill on record (2025) was $6,892. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13177 CREEKSIDE LANE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $339,000, this home is listed about 3% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13177 CREEKSIDE LANE?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$339,000 runs 1448% above the PORT CHARLOTTE 33953 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $573/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

121 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $349,000, now $339,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of RIVERWOOD REALTY · Janice Fanstill. MLS #D6146977.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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13177 CREEKSIDE LANE, PORT CHARLOTTE, FL — 2 Bed, 2 Bath — $339,000 | CENTURY 21 Edge