CENTURY 21 Edge
$248,900$265,0002 bd2 ba1,316 sqft$189 /sqft≈$2,396 /mo all-in ↓

1003 FAIRWAYCOVE LANE UNIT 201, BRADENTON, FL, 34212

Active185 days on marketListed May 6, 2026MLS #D6147271

✦ Priced 41% below the BRADENTON 34212 median✦ Reduced $16KCondominiumSTONE HARBOUR III

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Upcoming open house

Sun, Nov 8

12:00 PM – 3:00 PM

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About this home

1003 FAIRWAYCOVE LANE UNIT 201

GORGEOUS POND & GOLF COURSE VIEWS — JUST $248,900! Why settle for an ordinary view when you can enjoy tranquil pond and golf course scenery from your own private screened lanai? Discover this desirable second-floor end-unit in Stoneybrook, featuring the community's largest carriage home floor plan with 2 bedrooms, 2 bathrooms, and a versatile bonus room perfect for a home office, cozy sitting room, or private dining space. Vaulted ceilings, abundant natural light, new flooring, and new stainless steel appliances create an inviting, move-in-ready home. Enjoy the privacy of an end unit, resort-style community amenities, and a golf course setting without the requirement of a golf or country club membership. Conveniently located in Bradenton near Sarasota, this home combines scenic surroundings with a flexible floor plan and an attractive price. Located in Flood Zone X and offered with a ONE-YEAR HOME WARRANTY for added peace of mind. Priced at $248,900, this is your opportunity to enjoy the Stoneybrook lifestyle with a view worth coming home to! Schedule your private showing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,316

Sqft

1.29 ac

Lot size

2006

Year built

One

Levels

$189

Per sqft

Golf Course & Water view

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewGolf Course · Water
FacesSoutheast
ParkingAssigned · Covered
ExteriorBalcony · Sidewalk

Community & fees

HOA fee$92/mo
Taxes (2025)$3,902/yr
PetsNumber Limit, Size Limit
CommunityAssociation Recreation - Owned · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,396 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,709
FHA mortgage insurance (est.)$110
Property tax — 2025 actual bill$325
Condo fee — from the listing$92
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,712Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,712
Interest rate7.50%
Loan term

Estimated payment

$2,396/mo

Principal & interest$1,709
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$325
HOA / condo fee$92
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $249K
$216KedgeAI estimate $233,772 · range $225K–$241K$259K

vs edgeAI estimate

+6.5%

$/sqft vs Bradenton actives

$189 vs $240

Days on market

185 vs 56 typical

Where $189/sqft sits among the 400 Bradenton actives

112
95 · this home
97
53
19
24
$123–184$184–245$245–305$305–366$366–427$427+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Harbour

Drive times from this address

Downtown Tampa≈ 51 min
Tampa Int’l Airport (TPA)≈ 62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Heritage Harbour — neighborhood snapshot

Population

6,256

Median age

51

Median income

$103,298

Median home value

$400,220

Avg household

2

Households w/ children

451

For the school run

Manatee County School District

ElementaryFreedom Elementary School★★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighParrish Community High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$400K → $425K

Bradenton median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

181 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% below the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $248,900 ▼ $16K
May 6, 2026Listed at $265,000 · 185 days on market since
2006Built · STONE HARBOUR III

Reality check

What actually sold near 1003 FAIRWAYCOVE LANE UNIT 201

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1003 FAIRWAYCOVE LANE UNIT 103Sold · Jan ’26

$245,000

1003 FAIRWAYCOVE LANE UNIT 103 · same community

2 bd · 2 ba · 1,226 sqft · $200/sqft · 240 DOM

1011 FAIRWAYCOVE LANE UNIT 202Sold · Sep ’26

$220,000

1011 FAIRWAYCOVE LANE UNIT 202 · same community

2 bd · 2 ba · 1,226 sqft · $179/sqft · 104 DOM

1003 FAIRWAYCOVE LANE UNIT 205Sold · Oct ’26

$179,000

1003 FAIRWAYCOVE LANE UNIT 205 · same community

2 bd · 2 ba · 1,104 sqft · $162/sqft · 186 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1003 FAIRWAYCOVE LANE UNIT 201 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1003 FAIRWAYCOVE LANE UNIT 201 — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1003 FAIRWAYCOVE LANE UNIT 201 FAQs

What would the monthly payment be for 1003 FAIRWAYCOVE LANE UNIT 201?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,396/mo — principal and interest, the actual property-tax bill, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1003 FAIRWAYCOVE LANE UNIT 201?+

The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1003 FAIRWAYCOVE LANE UNIT 201?+

The most recent tax bill on record (2025) was $3,902. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1003 FAIRWAYCOVE LANE UNIT 201?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $248,900, this home is listed about 36% below the Bradenton median of $386,700. The market section on this page shows how the area is trending.

Which schools are assigned to 1003 FAIRWAYCOVE LANE UNIT 201?+

Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BRADENTON 34212 market on paper

$248,900 is 41% below the BRADENTON 34212 median of $424,990, and at $189/sqft it sits under the Bradenton average of $270.

02Golf Course & Water views

The golf course and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

185 days on market against a Bradenton median of 56 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $265,000, now $248,900 — a $16K cut. The full history is in the market section below.

Listing courtesy of RE FLORIDA HOMES · Anne Gallant. MLS #D6147271.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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