493 BISCAYNE DRIVE, PORT CHARLOTTE, FL, 33953
Active170 days on marketListed May 21, 2026MLS #D6147437
About this home
493 BISCAYNE DRIVE
Excellent opportunity to own a cleared vacant lot in a rapidly growing area of Port Charlotte! Located on Biscayne Dr, this residential parcel is surrounded by ongoing development and new construction, making it ideal for building now or holding as an investment. Close to shopping, restaurants, parks, and just a short drive to Charlotte Harbor and Gulf beaches. Secure your piece of Florida while the area continues to expand!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$400 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$400/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
8,318
Median age
57.3
Median income
$83,070
Median home value
$372,900
Avg household
2.46
Households w/ children
642
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 493 BISCAYNE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$218,500
13437 KETRIDGE AVENUE · same community
2 bd · 2 ba · 1,041 sqft · $210/sqft · 37 DOM
Sold · Aug ’26$235,000
89 SANTA FE STREET · same community
3 bd · 2 ba · 1,112 sqft · $211/sqft · 5 DOM
Sold · May ’26$298,000
13524 SEDGWICK AVENUE · same community
3 bd · 2 ba · 1,363 sqft · $219/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 493 BISCAYNE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 493 BISCAYNE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
493 BISCAYNE DRIVE FAQs
What would the monthly payment be for 493 BISCAYNE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $400/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 493 BISCAYNE DRIVE?+
The most recent tax bill on record (2024) was $696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 493 BISCAYNE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $24,900, this home is listed about 92% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 493 BISCAYNE DRIVE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$24,900 runs 11% above the PORT CHARLOTTE 33953 median.
02Time on market is leverage
170 days on market against a Port Charlotte median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $29,000, now $24,900 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Michelle Carabes Mora. MLS #D6147437.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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