
10572 RAINSVILLE STREET, PORT CHARLOTTE, FL, 33981
Active24 days on marketListed Aug 27, 2026MLS #D6148365
About this home
10572 RAINSVILLE STREET
WELCOME TO WATERFRONT LIVING AT ITS FINEST IN SOUTH GULF COVE! THIS EXCEPTIONAL PROPERTY OFFERS 107 FEET OF CONCRETE SEAWALL ON SAILBOAT WATER, QUICK ACCESS WITH NO BRIDGES TO OPEN WATER, AND BEAUTIFUL PRESERVE VIEWS! This exceptional 2,120-square-foot home, CUSTOM-BUILT in 2018, delivers an extraordinary blend of luxury, comfort, and boating lifestyle—with an abundance of highly desired features from top to bottom. Plus, the NEW SHINGLE ROOF installed in 2023 offers added peace of mind, along with the potential for LOWER ENERGY COSTS AND LOWER INSURANCE PREMIUMS! Step through the beautiful GLASS-ACCENTED FRENCH DOORS and into a bright, sophisticated interior featuring an OPEN FLOOR PLAN, 8-FOOT DOORS, TRAY CEILINGS, CROWN MOLDING, RECESSED LIGHTING, plantation shutters, impact windows, and elegant PORCELAIN TILE THROUGHOUT. The spacious great room is designed for entertaining, complete with BUILT-IN SPEAKERS and a stunning decorative feature wall surrounding a BUILT-IN ELECTRIC FIREPLACE. The chef-inspired kitchen is a true showpiece with an OVERSIZED ISLAND & BREAKFAST BAR, abundant cabinetry with soft-close doors and drawers, generous counter space, modern lighting, and a beautiful decorative backsplash. Updated appliances include a FLEX DUO OVEN and over-the-range hood. Nearby, the stylish DRY BAR features a highly desirable MULTI-TEMPERATURE WINE FRIDGE—perfect for entertaining. A REVERSE OSMOSIS SYSTEM and central vacuum add everyday convenience. The thoughtfully designed SPLIT-BEDROOM FLOOR PLAN provides privacy for everyone. The luxurious primary suite opens directly to the lanai through a slider accented by a stylish ZEBRA SHADE. Enjoy tray ceilings with recessed lighting, TWO WALK-IN CLOSETS WITH CUSTOM BUILT-IN cabinets, and a spectacular en-suite bath. The spa-like bathroom features a HUGE GLASSED-IN WALK-IN SHOWER WITH TWO SHOWER HEADS, floor-to-ceiling decorative tile, built-in bench seating, a garden bath, and a DOUBLE QUARTZ VANITY WITH CUSTOM CABINETRY. A private water closet includes a desirable BIDET. Both guest bedrooms offer BUILT-IN CLOSETS, while the bonus den features double doors and decorative windows and could easily be converted into an ADDITIONAL BEDROOM if desired. The laundry room includes GE APPLIANCES AND A BUILT-IN SINK, with a convenient half bath just off the laundry area. Then step outside and discover the ULTIMATE FLORIDA LIFESTYLE! The expansive lanai overlooks a gorgeous 11' x 29' IN-GROUND POOL with a fountain and sun pad, plus an outdoor shower framed by a decorative tile wall. An optional CHILD-SAFETY FENCE provides added peace of mind. The ZERO-DEGREE SLIDER creates an incredible seamless connection between the great room and outdoor living space. Boaters will LOVE the private waterfront setup, featuring a 22' x 8' COMPOSITE DOCK with WATER AND ELECTRIC, dock box, and a COVERED 10,000-LB BOAT LIFT. The oversized PAVER DRIVEWAY EXTENDS ALL THE WAY TO THE BACK OF THE HOME AND SEAWALL, providing exceptional access and convenience. Mature, professionally designed landscaping completes the picture. Additional highlights include a 3-CAR GARAGE, security system, recessed lighting inside and out, and an impressive collection of upgrades throughout. THIS IS MORE THAN A HOME—IT'S A COMPLETE WATERFRONT LIFESTYLE! From the luxurious interior and resort-style pool to the private dock and boat lift, this South Gulf Cove gem is truly MOVE-IN READ AND BUILT FOR FLORIDA LIVING!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,120
Sqft
0.25 ac
Lot size
3
Garage
2018
Year built
One
Levels
$448
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,414 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,414/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.1%
$/sqft vs PORT CHARLOTTE SEC 87
$448 vs $319
Days on market
24 vs 59 typical
Where $448/sqft sits among the 29 homes for sale in PORT CHARLOTTE SEC 87
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
16 of 29
PORT CHARLOTTE SEC 87 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 188% above the Port Charlotte median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10572 RAINSVILLE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$715,500
10048 WINNIPEG STREET · same community
3 bd · 2 ba · 2,116 sqft · $338/sqft · 2 DOM
Sold · Jul ’26$680,000
9944 WINNIPEG STREET · same community
3 bd · 2 ba · 2,137 sqft · $318/sqft · 316 DOM
Sold · Mar ’26$745,000
10542 RAINSVILLE STREET · same community
4 bd · 2 ba · 2,099 sqft · $355/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 10572 RAINSVILLE STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10572 RAINSVILLE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10572 RAINSVILLE STREET FAQs
What would the monthly payment be for 10572 RAINSVILLE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,414/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10572 RAINSVILLE STREET?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10572 RAINSVILLE STREET?+
The most recent tax bill on record (2025) was $9,148. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10572 RAINSVILLE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $949,900, this home is listed about 188% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Lore Mooren. MLS #D6148365.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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