CENTURY 21 Edge
$171,000$173,0003 bd2 ba1,118 sqft$153 /sqft$1,783 /mo all-in ↓

8416 BERNWOOD COVE LOOP UNIT 1612, FORT MYERS, FL, 33966

Active30 days on marketListed Aug 21, 2026MLS #D6148484

Priced 54% below the FORT MYERS 33966 medianReduced $2KCondominiumCOVE/6 MILE CYPRESS CONDO

About this home

8416 BERNWOOD COVE LOOP UNIT 1612

Offered in As-Is condition, this second-floor, End unit, 3-bedroom, 2-bathroom condo is priced for a quick sale. NO CDD. NOT a flood zone. Two designated parking spaces and plenty of guest parking in The Cove at Six Mile Cypress. Low HOA fee $298/month. Newly tiled roof and exterior paint - covered by HOA. Featuring second-floor, End Unit, high ceiling, upgraded low-maintenance wood-look luxury vinyl plank flooring, An updated butcher block countertop highlights the kitchen, complete with a pass-through bar to the main living space, and a private screened-in lanai with an exterior storage closet. The spacious primary suite serves as a bright retreat with a charming bay window nook, a generous walk-in closet, and an en-suite bathroom featuring a double-sink vanity and a tiled walk-in glass shower. The second and third bedroom are equally comfortable with ample closet space and easy access to the full guest bathroom, which features a tiled tub/shower combination. Conveniently located in Fort Myers close to dining, shopping, major corridors, and Gulf Coast attractions. Location doesn't get more convenient than this - Walmart, BJ's Wholesale, ALDI, Publix, Target, Lowe's, Home Depot and I-75 are all less than 5 minutes from your front door! Only 12 miles to Fort Myers international airport. Just 15 miles to famous Fort Myers Beach. Schedule your tour today! One virtual staging photo to show the potential layout.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,118

Sqft

0.16 ac

Lot size

2006

Year built

One

Levels

$153

Per sqft

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator · Washer
InteriorHigh Ceilings
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco
FoundationBlock
FacesEast
ExteriorBalcony

Community & fees

HOA fee$296/mo
Taxes (2025)$2,935/yr
PetsNumber Limit, Size Limit
CommunityCommunity Mailbox · Playground · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,783 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,007
FHA mortgage insurance (est.)$76
Property tax — 2025 actual bill$245
Condo fee — from the listing$296
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,985Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,985
Interest rate6.00%
Loan term

Estimated payment

$1,783/mo

Principal & interest$1,007
FHA mortgage insurance (est.)$76
Property taxes (actual bill)$245
HOA / condo fee$296
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Myers actives

$153 vs $207

Days on market

30 vs 41 typical

Where $153/sqft sits among the 130 Fort Myers actives

51 · this home
44
22
3
1
9
$124–189$189–254$254–320$320–385$385–450$450+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Myers

Get to know Fort Myers. See the full Fort Myers guide →

FORT MYERS 33966 — neighborhood snapshot

Population

11,901

Median age

42.7

Median income

$86,812

Median home value

$362,400

Avg household

2.18

Households w/ children

1,155

For the school run

Lee County School District

HighSouth Fort Myers High School★★★★
MiddlePaul Laurence Dunbar Middle School★★★★★
ElementaryRay V. Pottorf Elementary School★★★★★
ElementaryColonial Elementary School★★★★★
ElementaryTreeline Elementary School★★★★★
HighCypress Lake High School★★★★★
ElementaryRayma C. Page Elementary School★★★★
HighDunbar High School★★★★
ElementarySan Carlos Park Elementary School★★★★
HighFort Myers High School★★★★★
ElementaryGateway Elementary School★★★★★
MiddleLexington Middle School★★★★★
MiddleThree Oaks Middle School★★★★
ElementaryThree Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Myers market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$325K$317K

Fort Myers median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

61 of 130

Fort Myers actives have cut their price

Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% below the FORT MYERS 33966 median. See the full Fort Myers market guide →

Paper trail

This home's history

CurrentPrice reduced to $171,000 $2K
Aug 21, 2026Listed at $173,000 · 30 days on market since
2006Built · COVE/6 MILE CYPRESS CONDO

Reality check

What actually sold near 8416 BERNWOOD COVE LOOP UNIT 1612

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8096 QUEEN PALM LANE UNIT 217Sold · Aug ’26

$306,000

8096 QUEEN PALM LANE UNIT 217

2 bd · 2 ba · 1,149 sqft · $266/sqft · 105 DOM

8358 BERNWOOD COVE LOOP UNIT 708Sold · Jul ’26

$139,000

8358 BERNWOOD COVE LOOP UNIT 708

2 bd · 2 ba · 932 sqft · $149/sqft · 237 DOM

4482 WATERSCAPE LANESold · Apr ’26

$323,705

4482 WATERSCAPE LANE

2 bd · 2 ba · 1,441 sqft · $225/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8416 BERNWOOD COVE LOOP UNIT 1612 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8416 BERNWOOD COVE LOOP UNIT 1612 — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8416 BERNWOOD COVE LOOP UNIT 1612 FAQs

What would the monthly payment be for 8416 BERNWOOD COVE LOOP UNIT 1612?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,783/mo — principal and interest, the actual property-tax bill, the $296/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8416 BERNWOOD COVE LOOP UNIT 1612?+

The association fee works out to $296 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8416 BERNWOOD COVE LOOP UNIT 1612?+

The most recent tax bill on record (2025) was $2,935. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8416 BERNWOOD COVE LOOP UNIT 1612?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Myers?+

At $171,000, this home is listed about 51% below the Fort Myers median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8416 BERNWOOD COVE LOOP UNIT 1612?+

South Fort Myers High School (high), Paul Laurence Dunbar Middle School (middle), Ray V. Pottorf Elementary School (elementary), Colonial Elementary School (elementary), Treeline Elementary School (elementary), Cypress Lake High School (high), Rayma C. Page Elementary School (elementary), Dunbar High School (high), San Carlos Park Elementary School (elementary), Fort Myers High School (high), Gateway Elementary School (elementary), Lexington Middle School (middle), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the FORT MYERS 33966 market on paper

$171,000 is 54% below the FORT MYERS 33966 median of $374,900, and at $153/sqft it sits under the Fort Myers average of $251.

02Strong assigned schools

South Fort Myers High School, Paul Laurence Dunbar Middle School, Ray V. Pottorf Elementary School, Colonial Elementary School, Treeline Elementary School, Cypress Lake High School, Rayma C. Page Elementary School, Dunbar High School, San Carlos Park Elementary School, Fort Myers High School, Gateway Elementary School, Lexington Middle School, Three Oaks Middle School, Three Oaks Elementary School — Rayma C. Page Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $173,000, now $171,000 — a $2K cut. The full history is in the market section below.

Listing courtesy of SUNBIRD LLC · Ronald Gilcher. MLS #D6148484.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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