14261 KAY LANE, PORT CHARLOTTE, FL, 33981
Active1 days on marketListed Nov 6, 2026MLS #D6148526
Come see it
Upcoming open house
Sun, Nov 8
1:00 PM – 4:00 PM
About this home
14261 KAY LANE
Virtually Staged. Step inside this custom new construction home, where soaring ceilings, polished stone surfaces, and porcelain tile create a crisp, contemporary atmosphere. Located in South Gulf Cove, the 1,860sqft residence offers three bedrooms, two bathrooms, and an open floor plan designed with comfortable flow. A 12ft tray ceiling brings dramatic volume to the living area, while 10 foot ceilings continue throughout the home. The kitchen commands attention with stone countertops and an island, opening naturally to the dining area and lanai through sliding glass doors. The primary suite features dual walk in closets and a private bathroom with dual sinks, a walk in shower, and a separate tub. The secondary bedrooms share a bathroom with a tub and shower. Hurricane impact windows and doors and a two car garage complete the property. Enjoy nearby Gulf beaches, boating, fishing, golf, shopping, and waterfront dining. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,860
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,749 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,749/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.2%
$/sqft vs PORT CHARLOTTE SEC 058
$258 vs $209
Days on market
1 vs 55 typical
Where $258/sqft sits among the 30 homes for sale in PORT CHARLOTTE SEC 058
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
12 of 30
PORT CHARLOTTE SEC 058 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 967% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 14261 KAY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$240,000
14183 SALVATIERRA LANE · same community
4 bd · 2 ba · 1,874 sqft · $128/sqft · 52 DOM
Sold · Jul ’26$420,000
14065 PARIS LANE · same community
3 bd · 2.5 ba · 1,896 sqft · $222/sqft · 204 DOM
Sold · Feb ’26$320,000
14149 WHITTIER LANE · same community
4 bd · 2 ba · 1,800 sqft · $178/sqft · 195 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14261 KAY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14261 KAY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14261 KAY LANE FAQs
What would the monthly payment be for 14261 KAY LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,749/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14261 KAY LANE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14261 KAY LANE?+
The most recent tax bill on record (2025) was $939. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14261 KAY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $479,000, this home is listed about 45% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 14261 KAY LANE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Maria Mora Munoz. MLS #D6148526.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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