2216 SAIPAN LANE, PORT CHARLOTTE, FL, 33953
Active62 days on marketListed Sep 6, 2026MLS #D6148675
About this home
2216 SAIPAN LANE
Oversized .31 acre homesite located in the desirable Northwest Port Charlotte area. This property is not within a scrub jay zone (at time of listing), requires a private well and septic system, and offers convenient access to electric with a newly built home directly across the street. The lot sits among established homes, making future development straightforward and appealing. Northwest Port Charlotte continues to grow, offering easy access to a wide range of amenities including shopping, dining, parks, public boat ramps, golf courses, and medical facilities. Residents enjoy proximity to the beautiful Gulf beaches of Englewood and Boca Grande, the Punta Gorda Airport, and multiple MLB Spring Training stadiums. With no deed restrictions, you have the freedom to design and enjoy your property without HOA limitations. A great opportunity to build or invest in one of Southwest Florida’s most rapidly developing communities
Facts & features
The home at a glance
0.3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$324 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$324/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
8,318
Median age
57.3
Median income
$83,070
Median home value
$372,900
Avg household
2.46
Households w/ children
642
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $300K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 2216 SAIPAN LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$324,600
2277 CHANUTE STREET · same community
3 bd · 2 ba · 1,540 sqft · $211/sqft · 308 DOM
Sold · Oct ’26$423,000
2291 MEETZE STREET · same community
3 bd · 2 ba · 1,566 sqft · $270/sqft · 126 DOM
Sold · Dec ’25$300,000
2251 MEETZE STREET · same community
3 bd · 2 ba · 1,608 sqft · $187/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 2216 SAIPAN LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2216 SAIPAN LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2216 SAIPAN LANE FAQs
What would the monthly payment be for 2216 SAIPAN LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $324/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2216 SAIPAN LANE?+
The most recent tax bill on record (2025) was $394. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2216 SAIPAN LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $18,000, this home is listed about 95% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2216 SAIPAN LANE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Pamela Civitillo. MLS #D6148675.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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