18663 KERRVILLE CIRCLE, PORT CHARLOTTE, FL, 33948
Active42 days on marketListed Sep 26, 2026MLS #D6148927
About this home
18663 KERRVILLE CIRCLE
Newly updated 3-bedroom, 2-bath home on a spacious lot in Port Charlotte with a practical open layout and a large screened lanai. The main living areas feature wood plank luxury vinyl flooring, ceiling fans, and plenty of natural light. The living room, dining area, and kitchen flow together for easy everyday living. The updated kitchen offers white cabinetry, granite countertops, stainless-steel appliances and a contrasting island with additional workspace. Updated bathrooms, interior laundry and well-maintained flooring throughout add to the move-in-ready appeal. The large screened lanai extends the living space outdoors and overlooks the spacious fenced backyard, providing plenty of room for seating, dining, and entertaining. Additional updates include a 2021 ROOF, 2022 HVAC SYSTEM, and 2021 ELECTRICAL PANEL. The home also features an attached one-car garage and a wide driveway. Located near SR 41 with convenient access to shopping, dining, airports, baseball, parks and the Myakka and Peace Rivers. Come check out this incredible opportunity!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,367
Sqft
0.23 ac
Lot size
1
Garage
1979
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,124 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,124/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.8%
$/sqft vs PORT CHARLOTTE SEC 079
$165 vs $293
Days on market
42 vs 55 typical
Where $165/sqft sits among the 13 homes for sale in PORT CHARLOTTE SEC 079
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,352
Median age
60
Median income
$82,920
Median home value
$388,707
Avg household
2
Households w/ children
384
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
5 of 13
PORT CHARLOTTE SEC 079 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 508% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 18663 KERRVILLE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$345,000
18069 OHARA DRIVE · same community
3 bd · 2 ba · 1,320 sqft · $261/sqft · 445 DOM
Sold · May ’26$135,500
18651 ASHCROFT CIRCLE · same community
3 bd · 2 ba · 1,284 sqft · $106/sqft · 47 DOM
Sold · Jan ’26$405,000
18506 AYRSHIRE CIRCLE · same community
3 bd · 2 ba · 1,278 sqft · $317/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18663 KERRVILLE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18663 KERRVILLE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18663 KERRVILLE CIRCLE FAQs
What would the monthly payment be for 18663 KERRVILLE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,124/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18663 KERRVILLE CIRCLE?+
The most recent tax bill on record (2025) was $3,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18663 KERRVILLE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $224,900, this home is listed about 32% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 18663 KERRVILLE CIRCLE?+
Meadow Park Elementary School (elementary), Murdock Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$224,900 runs 508% above the PORT CHARLOTTE 33948 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $239,900, now $224,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Grier Crosby. MLS #D6148927.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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