9614 SHELBURNE CIRCLE, PORT CHARLOTTE, FL, 33981
Active29 days on marketListed Oct 9, 2026MLS #D6148928
About this home
9614 SHELBURNE CIRCLE
Virtually Staged. WATERFRONT LUXURY WITH A SHOWSTOPPING POOL & SPA! Discover exceptional Florida living at this beautifully appointed 3-bedroom, 2.5-bath home with den, perfectly positioned on approximately 80 feet of sailboat-access waterfront along Interceptor Lagoon with direct Gulf access. From the moment you arrive, the home's elegant details, lush landscaping, paver driveway, tile roof, impact windows and doors, and inviting screened entry set the tone for what awaits inside. The open-concept interior features soaring coffered and tray ceilings, engineered hardwood flooring, custom built-ins, 8-foot sliders, and expansive water views. The chef's kitchen is designed for entertaining with quartz countertops, quality cabinetry, propane Viking appliances, and a convenient butler's pantry. The split-bedroom layout offers privacy, while the spacious den provides an ideal home office, media room, or flexible guest space. OUTDOOR LIVING IS THE STAR OF THE SHOW! Step into the expansive under-truss screened lanai and enjoy your own private resort-style retreat. The heated saltwater pool features a sun shelf, spa, water feature, and striking fire wall, creating an incredible setting for relaxing, entertaining, or enjoying peaceful waterfront sunsets. The fully equipped outdoor kitchen includes a vented hood, RCS grill, mini refrigerator, quartz sink, and generous prep space. A convenient pool-access half bath and outdoor shower make entertaining effortless. Beyond the lanai, the oversized waterfront yard leads to a composite dock equipped with water and electric, plus a 10,000-pound boat lift—perfect for embracing the boating lifestyle. With Gulf and sailboat access, breathtaking lagoon views, a spectacular pool and spa, and beautifully designed indoor and outdoor spaces, this Port Charlotte waterfront residence delivers the Florida lifestyle you've been waiting for.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,307
Sqft
0.23 ac
Lot size
2
Garage
2016
Year built
One
Levels
$429
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,948 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,948/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.3%
$/sqft vs PORT CHARLOTTE SEC 94 01
$429 vs $422
Days on market
29 vs 55 typical
Where $429/sqft sits among the 6 homes for sale in PORT CHARLOTTE SEC 94 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 6
PORT CHARLOTTE SEC 94 01 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2103% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9614 SHELBURNE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$970,000
9464 ST MARYS COURT · same community
4 bd · 2.5 ba · 2,343 sqft · $414/sqft · 6 DOM
Sold · Feb ’26$1,450,000
16147 LANKFORD COURT · same community
3 bd · 3 ba · 2,416 sqft · $600/sqft · 526 DOM
Sold · Sep ’26$710,000
10726 KEARSARGE CIRCLE · same community
3 bd · 2 ba · 1,951 sqft · $364/sqft · 148 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9614 SHELBURNE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9614 SHELBURNE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9614 SHELBURNE CIRCLE FAQs
What would the monthly payment be for 9614 SHELBURNE CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,948/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9614 SHELBURNE CIRCLE?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9614 SHELBURNE CIRCLE?+
The most recent tax bill on record (2025) was $14,189. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9614 SHELBURNE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $989,000, this home is listed about 200% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 9614 SHELBURNE CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$989,000 runs 2103% above the PORT CHARLOTTE 33981 median — but at 2,307 sqft it's also 40% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $995,000, now $989,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6148928.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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