22181 NEW YORK AVENUE, PORT CHARLOTTE, FL, 33952
Active3 days on marketListed Oct 11, 2026MLS #D6149006
About this home
22181 NEW YORK AVENUE
POOL VIEWS, SUN-FILLED LIVING, AND IMPORTANT UPDATES ALREADY COMPLETED! Discover this THREE-BEDROOM, TWO-BATHROOM POOL HOME in Port Charlotte, featuring BEAUTIFUL TILE FLOORING THROUGHOUT, a FENCED BACKYARD, GARAGE, and a bright ENCLOSED LANAI with NO POPCORN CEILINGS. NO HOA FEES and NO RENTAL RESTRICTIONS making flexibility for a primary residence, seasonal retreat, or rental investment. The LARGE KITCHEN overlooks the pool, giving everyday cooking a wonderful view. TWO SEPARATE COUNTER SEATING AREAS create room for casual meals, conversation, and entertaining with friends and family. The ENCLOSED LANAI brings in abundant natural light through numerous HURRICANE-IMPACT WINDOWS, making it an inviting setting for morning coffee, reading, or a home office. SLIDING DOORS FROM THE PRIMARY BEDROOM provide direct access, while POCKET DOORS allow you to close off the lanai for added separation and flexibility. Outside, enjoy your own HEATED POOL and FENCED BACKYARD—perfect for refreshing swims, weekend cookouts, gardening, and relaxing in the Florida sunshine. The GARAGE and EXTENDED DRIVEWAY add practical parking options. Notable improvements include ROOF REPLACEMENT (2020), A/C REPLACEMENT AND WHOLE-HOUSE REPIPE (2018), DRIVEWAY EXTENSION (2017), and 14 WINDOWS REPLACED WITH HURRICANE-IMPACT WINDOWS (2016). Additional hurricane shutters are also included. More recent updates include a REFRIGERATOR (OCTOBER 2026); DISHWASHER, GARBAGE DISPOSAL, WATER HEATER, and POOL PUMP (AUGUST 2024); and POOL HEATER (2023). New pool screens, fresh paint, an updated primary bathroom vanity and toilet, faucets, ceiling fans, and lights add to the appeal. The home is connected to sewer. Whether you’re purchasing your first home, looking for your next Florida getaway, or exploring a rental investment, discover the possibilities at 22181 New York Avenue, Port Charlotte, FL 33952. Schedule your showing and experience the pool views and sunny lanai for yourself!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,815
Sqft
0.23 ac
Lot size
2
Garage
1982
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,699 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,699/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.3%
$/sqft vs PORT CHARLOTTE SEC 013
$186 vs $200
Days on market
3 vs 71 typical
Where $186/sqft sits among the 27 homes for sale in PORT CHARLOTTE SEC 013
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
11 of 27
PORT CHARLOTTE SEC 013 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 22181 NEW YORK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$250,000
22480 LA GUARDIA AVENUE · same community
4 bd · 2 ba · 1,809 sqft · $138/sqft · 14 DOM
Sold · Jun ’26$340,000
22198 NEW YORK AVENUE · same community
3 bd · 2 ba · 1,798 sqft · $189/sqft · 37 DOM
Sold · Jul ’26$285,000
3328 BEACON DRIVE · same community
3 bd · 2 ba · 1,728 sqft · $165/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 22181 NEW YORK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22181 NEW YORK AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
22181 NEW YORK AVENUE FAQs
What would the monthly payment be for 22181 NEW YORK AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,699/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 22181 NEW YORK AVENUE?+
The most recent tax bill on record (2025) was $4,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 22181 NEW YORK AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $337,600, this home is listed about 4% above the Port Charlotte median of $325,450. The market section on this page shows how the area is trending.
Which schools are assigned to 22181 NEW YORK AVENUE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$337,600 runs 92% above the PORT CHARLOTTE 33952 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Port Charlotte market that averages 71 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Janet Shawen, PA. MLS #D6149006.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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