15640 MELPORT CIRCLE, PORT CHARLOTTE, FL, 33981
Active23 days on marketListed Oct 15, 2026MLS #D6149165
About this home
15640 MELPORT CIRCLE
Experience luxury waterfront living in South Gulf Cove! Built in 2020, this beautifully appointed, turnkey-furnished home offers 3 bedrooms, 3 full baths, and a 2-car garage, with refined finishes and an open-concept design. Situated on a Gulf-access canal, the property features an 80-foot concrete seawall and a terraced backyard that extends the outdoor living space. Elegant double entry doors open to a light-filled interior with soaring tray ceilings, wood-plank tile flooring, and a spacious great room flowing into the dining area and chef-inspired kitchen. Zero-corner pocketing impact sliders frame picturesque canal views and connect seamlessly to the expansive lanai and pool. A standing-seam metal roof, impact-rated windows and doors, retractable Kevlar lanai storm screens, and additional insulation provide comfort, efficiency, and peace of mind. The kitchen features custom soft-close cabinetry, quartz countertops, a stylish tile backsplash, under-cabinet lighting, stainless steel appliances, and a spacious center island with an open, streamlined design. A direct-plumb coffee maker connection adds convenience. A charming breakfast nook overlooking the pool and lanai, complete with seating area and a wine cooler, creates the perfect spot for casual dining and entertaining. Automated Hunter Douglas Silhouette shades and a well-appointed laundry room with utility sink add everyday convenience. The private owner’s suite offers tranquil water views, generous walk-in closets, direct lanai access, and a spa-inspired bath with dual vanities, quartz countertops, a dedicated vanity area, and a custom walk-in shower. The split-bedroom layout provides excellent privacy. The second bedroom functions as a mini-primary suite with its own bathroom, closet, and private access to the lanai and pool. The third bedroom is bright and spacious, with a nearby full bath featuring dual vanities and a tiled walk-in shower. Enjoy the Florida lifestyle outdoors with a saltwater pool, sun shelf, cascading waterfalls, relaxing spa, and picture-frame pool cage that maximizes sunshine and canal views. An infrared lanai heater extends outdoor enjoyment on cooler evenings. Beyond the pool, a double-tiered paver patio offers additional space for lounging and entertaining. The private seawall is ideal for fishing and waterfront relaxation. An irrigation system, upgraded St. Augustine sod, and curated landscaping enhance curb appeal. Approximately 13 miles from the beaches of Manasota Key and Boca Grande, this exceptional residence is minutes from boating, marinas, championship golf, shopping, and dining. With its modern construction, desirable guest suite, exceptional entertaining spaces, and turnkey furnishings, this home is ready to welcome you to resort-style waterfront living. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,258
Sqft
0.23 ac
Lot size
2
Garage
2020
Year built
One
Levels
$390
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,773 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,773/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs PORT CHARLOTTE SEC 093
$390 vs $307
Days on market
23 vs 55 typical
Where $390/sqft sits among the 38 homes for sale in PORT CHARLOTTE SEC 093
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
14 of 38
PORT CHARLOTTE SEC 093 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1860% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15640 MELPORT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$730,000
8304 ANTWERP CIRCLE · same community
3 bd · 2 ba · 2,254 sqft · $324/sqft · 110 DOM
Sold · Apr ’26$385,000
15507 AQUA CIRCLE · same community
3 bd · 2.5 ba · 2,224 sqft · $173/sqft · 7 DOM
Sold · Sep ’26$563,000
8086 CLYDE CIRCLE · same community
3 bd · 3 ba · 2,208 sqft · $255/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 15640 MELPORT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15640 MELPORT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15640 MELPORT CIRCLE FAQs
What would the monthly payment be for 15640 MELPORT CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,773/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15640 MELPORT CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15640 MELPORT CIRCLE?+
The most recent tax bill on record (2025) was $8,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15640 MELPORT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $879,900, this home is listed about 167% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 15640 MELPORT CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Chris Lee. MLS #D6149165.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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