CENTURY 21 Edge
$2,850,0003 bd3 ba2,914 sqft$978 /sqft≈$21,268 /mo all-in ↓

36 SEAWATCH DRIVE, BOCA GRANDE, FL, 33921

Active22 days on marketListed Oct 16, 2026MLS #D6149169

Single Family ResidenceSEAWATCH BOCA GRANDE

About this home

36 SEAWATCH DRIVE

Experience the beauty of island living in this beautifully appointed 3-bedroom, 3-bath residence in Seawatch, an exclusive gated private beachfront community on Boca Grande. With 1,000 feet of pristine private Gulf-front shoreline, two community pools, three tennis courts, and lush tropical landscaping, Seawatch offers a truly exceptional coastal lifestyle just minutes from the charming village of Boca Grande. Designed to embrace the natural beauty of its surroundings, this inviting home features a light-filled, open floor plan, soaring cathedral ceilings, and beautiful water views from nearly every room. The spacious primary suite is a peaceful retreat, complete with a private balcony, two walk-in closets, and a spa-inspired bath featuring dual vanities, a soaking tub, a separate shower, and a private water closet. Two additional bedrooms comfortably accommodate family and guests, including one with its own ensuite bath. Thoughtful upgrades enhance both comfort and peace of mind, including high-impact windows, a durable standing-seam metal roof, ultraviolet air purification system, whole-home surge protection, upgraded electrical, and a complete water treatment system. A cozy loft provides the perfect setting for a home office, reading nook, or quiet escape, while the screened lanai invites you to unwind in the refreshing coastal breezes and enjoy the tranquil water views. Whether savoring a quiet morning coffee or taking in spectacular Gulf sunsets, this home offers a wonderful setting to embrace the relaxed rhythm of island life. The spacious lower-level garage and workshop provide ample room for vehicles, golf carts, beach essentials, and additional storage. Beyond the community, Boca Grande’s boutique shopping, fine dining, scenic biking and walking paths, and world-class beaches are just moments away. Discover the rare opportunity to own a beautiful coastal retreat in one of Boca Grande’s most desirable gated beachfront communities. At Seawatch, the best of beachside living awaits—where timeless coastal charm meets comfort, privacy, and the beauty of the Gulf.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,914

Sqft

0.2 ac

Lot size

2

Garage

1991

Year built

Three Or More

Levels

$978

Per sqft

FireplaceWater viewPets allowed

Inside

FlooringCarpet · Hardwood
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Cooktop · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorAccessibility Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane · Metal
ConstructionCedar · Wood Frame · Wood Siding
FoundationStilt/On Piling
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Golf Cart Garage · Ground Level · Oversized · Workshop in Garage
ExteriorBalcony · French Doors · Gray Water System · Irrigation System · Lighting · Outdoor Shower · Sliding Doors · Sprinkler Metered · Storage

Community & fees

HOA fee$867/mo
Taxes (2025)$14,854/yr
PetsYes
CommunityGulf/Ocean Front · Water Access · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$21,268 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$17,935
PMI (est., until 20% equity)$1,069
Property tax — 2025 actual bill$1,238
HOA fee — from the listing$867
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $285,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $285,000
Interest rate7.50%
Loan term

Estimated payment

$21,268/mo

Principal & interest$17,935
PMI (est., until 20% equity)$1,069
Property taxes (actual bill)$1,238
HOA / condo fee$867
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.9M
$835KedgeAI estimate $966,659 · range $870K–$1.1M$3.0M

vs edgeAI estimate

+194.8%

$/sqft vs Boca Grande actives

$978 vs $1,388

Days on market

22 vs 15 typical

Where $978/sqft sits among the 62 Boca Grande actives

13 · this home
12
17
6
6
8
$728–1011$1011–1295$1295–1578$1578–1861$1861–2145$2145+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boca Grande

Get to know Boca Grande. See the full Boca Grande guide →

BOCA GRANDE 33921 — neighborhood snapshot

Population

391

Median age

69.7

Median home value

$2,000,000

Avg household

1.45

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans buyer — 9.2 months of inventoryBuyer’s market

$1.7M → $4.7M

Boca Grande median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

9 of 62

Boca Grande actives have cut their price

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

Oct 16, 2026Listed at $2,850,000 · 22 days on market since
1991Built · SEAWATCH BOCA GRANDE

Reality check

What actually sold near 36 SEAWATCH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

43 SEAWATCH LAKE DRIVESold · Jun ’26

$2,400,000

43 SEAWATCH LAKE DRIVE · same community

3 bd · 3 ba · 3,074 sqft · $781/sqft · 16 DOM

5000 GASPARILLA ROAD UNIT 48-BSold · Oct ’26

$3,602,000

5000 GASPARILLA ROAD UNIT 48-B

3 bd · 3 ba · 2,822 sqft · $1,276/sqft · 0 DOM

5858 GASPARILLA ROAD UNIT 39Sold · May ’26

$1,925,000

5858 GASPARILLA ROAD UNIT 39

3 bd · 3 ba · 2,779 sqft · $693/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 36 SEAWATCH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 36 SEAWATCH DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

36 SEAWATCH DRIVE FAQs

What would the monthly payment be for 36 SEAWATCH DRIVE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $21,268/mo — principal and interest, the actual property-tax bill, the $867/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 36 SEAWATCH DRIVE?+

The association fee works out to $867 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 36 SEAWATCH DRIVE?+

The most recent tax bill on record (2025) was $14,854. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 36 SEAWATCH DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Grande?+

At $2,850,000, this home is listed about 10% above the Boca Grande median of $2,595,000. The market section on this page shows how the area is trending.

Which schools are assigned to 36 SEAWATCH DRIVE?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,850,000 runs 43% above the BOCA GRANDE 33921 median — but at 2,914 sqft it's also 51% larger than the typical Boca Grande listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $867/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · Marcy Davis. MLS #D6149169.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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