5412 GULFPORT TERRACE, PORT CHARLOTTE, FL, 33981
Active10 days on marketListed Oct 28, 2026MLS #D6149298
Come see it
Upcoming open house
Sun, Nov 8
1:00 PM – 3:00 PM
About this home
5412 GULFPORT TERRACE
Welcome home to 5412 Gulfport Terrace, an immaculately maintained 3-bedroom, 2-bathroom, 2-car garage residence situated on a beautifully manicured LOT WITH ROOM FOR A POOL. Perfectly positioned on the desirable Englewood side of Port Charlotte, this property offers an exceptional location near the Myakka River, world-class tarpon fishing & the pristine shores of Boca Grande, and the vibrant sandy beaches of Manasota Key. Enjoy effortless access to historic Dearborn Street, 7 LOCAL PUBLIC GOLF COURSES, scenic nature trails, parks, everyday shopping, and popular dining spots. From the moment you arrive, the magnificent curb appeal stands out, highlighted by a NEW DRIVEWAY (2025), and a NEW HURRICANE IMPACT GARAGE DOOR AND OPENER (2022) and a SLIDING SCREEN DOOR as well! Inside, the thoughtful SPLIT-BEDROOM FLOOR PLAN provides wonderful privacy for family and visitors alike, enhanced by FRESH INTERIOR PAINT (2022) and NEW CARPET IN ALL BEDROOMS. The spacious MASTER SUITE serves as a peaceful retreat, featuring a private EN-SUITE BATHROOM and a generous WALK-IN CLOSET. On the opposite side of the home, you will find two charming, sunlight-filled GUEST BEDROOMS that offer cozy comfort for family or out-of-town guests, paired with a SHARED GUEST BATHROOM designed for ease and convenience. At the heart of the home, daily living is supported by major high-value upgrades, including a NEW ROOF (2022), NEW HVAC SYSTEM (2024), NEW WATER HEATER (2022), and a NEW GARBAGE DISPOSAL (2025). The dedicated INSIDE LAUNDRY ROOM comes fully equipped with a washer and dryer, utility sink, and ample cabinet storage. Extending your living space outdoors is an EXPANSIVE, EXTENDED LANAI—freshly REPAINTED IN 2025—that is fully ENCLOSED WITH VINYL WINDOWS, offering versatile space that could easily be converted into an additional bedroom or extra family room while still leaving a wonderfully large covered lanai for outdoor relaxation. With the screened front enclosure and doors open to the back lanai you will enjoy a beautiful crossbreeze on those crisp Fall Florida Days! Combining comfort & ultimate peace of mind with an unbeatable location, this move-in-ready sanctuary is ready to welcome you to the quintessential Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,331
Sqft
0.23 ac
Lot size
2
Garage
1993
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,582 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,582/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.9%
$/sqft vs PORT CHARLOTTE SEC 053
$207 vs $194
Days on market
10 vs 55 typical
Where $207/sqft sits among the 6 homes for sale in PORT CHARLOTTE SEC 053
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,274
Median age
63
Median income
$75,263
Median home value
$381,528
Avg household
2
Households w/ children
257
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 6
PORT CHARLOTTE SEC 053 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 512% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 5412 GULFPORT TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$240,000
5442 GUIDEPOST TERRACE · same community
3 bd · 2 ba · 1,367 sqft · $176/sqft · 71 DOM
Sold · Oct ’26$275,000
5220 ANDERSON ROAD · same community
2 bd · 2 ba · 1,284 sqft · $214/sqft · 57 DOM
Sold · Mar ’26$264,900
5473 COLFAX TERRACE · same community
3 bd · 2 ba · 1,270 sqft · $209/sqft · 590 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5412 GULFPORT TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5412 GULFPORT TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5412 GULFPORT TERRACE FAQs
What would the monthly payment be for 5412 GULFPORT TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,582/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5412 GULFPORT TERRACE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5412 GULFPORT TERRACE?+
The most recent tax bill on record (2025) was $4,884. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5412 GULFPORT TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $274,900, this home is listed about 17% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 5412 GULFPORT TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Nicole Mantha. MLS #D6149298.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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