CENTURY 21 Edge
$5,750,0004 bd4 ba2,507 sqft$2,294 /sqft≈$42,065 /mo all-in ↓

181 DAMFINO STREET, BOCA GRANDE, FL, 33921

Active16 days on marketListed Oct 22, 2026MLS #D6149303

Private poolSingle Family ResidenceACREAGE & UNREC

About this home

181 DAMFINO STREET

For the life you’d rather be living. Some places ask you to keep up...this one invites you to slow down. Tucked into Boca Grande’s easygoing Dam Streets, 181 Damfino Street offers a rare opportunity to create a waterfront retreat on a coveted in-town tip lot, where long water views, exceptional boating access, and the charm of the village come together. Here, the water sets the schedule. Head out before sunrise when the tarpon are rolling, spend an afternoon cruising to Cabbage Key or Useppa, or enjoy dinner at the Tarpon Lodge before returning home under the stars. With no bridges between your dock and the Gulf, even a tower boat or tall T-top can be part of the lifestyle. The new 2025 dock features 280 square feet of decking, water, and electric, ready to be customized to your boating needs. A dedicated tackle room keeps everything close at hand. And when the boat stays home, the village is just as inviting. Morning coffee at the Inn Bakery, shopping along Park Avenue, and dinner at The Temptation or The Pink Elephant are all part of everyday life. Few waterfront settings offer this effortless connection between boating and village living. Set on 0.21 acres, the property features 75 feet of sea walled frontage along a protected boat basin, a 30' x 14' pool, spa, and brick-covered patio overlooking captivating long water views. The elevated, two-story residence offers 2,507 square feet under air, four bedrooms, four baths, soaring ceilings, a fireplace, updated kitchen, and screened porch. Concrete block and stucco construction, metal roof, updated HVAC systems, and storm panels provide a solid foundation for its next chapter. A two-car pull-through garage, separate golf cart garage, and interior spiral staircase with potential for a future elevator add versatility. With no HOA fees and the freedom to reimagine the existing home, this is an opportunity to create something distinctly your own. A place designed around your boat, your view, and the unhurried rhythm of island life. The location is already here. The rest is yours to create.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,507

Sqft

0.21 ac

Lot size

3

Garage

1988

Year built

Two

Levels

$2,294

Per sqft

Private poolFireplacePool & Water view

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Gas Cooktop · Microwave · Range · Refrigerator · Washer
InteriorBeamed Ceilings · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric

Outside & construction

RoofMembrane · Metal
ConstructionConcrete · Stucco
FoundationBlock · Concrete Perimeter · Pillar/Post/Pier · Slab
ViewPool · Water
FacesWest
ParkingGarage Door Opener · Golf Cart Garage · Ground Level · Off Street · Under Building
ExteriorLighting · Rain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2026)$42,768/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Propane · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$42,065 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$36,184
PMI (est., until 20% equity)$2,156
Property tax — 2026 actual bill$3,564
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $575,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $575,000
Interest rate7.50%
Loan term

Estimated payment

$42,065/mo

Principal & interest$36,184
PMI (est., until 20% equity)$2,156
Property taxes (actual bill)$3,564
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $5.8M
$1.5MedgeAI estimate $1,729,589 · range $1.6M–$1.9M$6.0M

vs edgeAI estimate

+232.4%

$/sqft vs ACREAGE & UNREC

$2,294 vs $411

Days on market

16 vs 15 typical

Where $2,294/sqft sits among the 100 homes for sale in ACREAGE & UNREC

66
15
5
8
1
5 · this home
$135–495$495–854$854–1214$1214–1574$1574–1934$1934+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boat Basin

Get to know Boca Grande. See the full Boca Grande guide →

Boat Basin — neighborhood snapshot

Population

45

Median age

67

Median income

$250,001

Median home value

$2,000,000

Avg household

2

For the school run

Lee County School District

ElementaryThe Island School★★★★★
HighMariner High School★★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighIsland Coast High School★★★★★
HighNorth Fort Myers High School★★★★★
ElementaryThe Sanibel School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans buyer — 9.2 months of inventoryBuyer’s market

$1.7M → $4.7M

Boca Grande median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

37 of 100

ACREAGE & UNREC have cut their price

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 188% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

Oct 22, 2026Listed at $5,750,000 · 16 days on market since
1988Built · ACREAGE & UNREC

Reality check

What actually sold near 181 DAMFINO STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

33943 E LAKE JOANNA DRIVESold · May ’26

$850,000

33943 E LAKE JOANNA DRIVE · same community

4 bd · 2 ba · 2,536 sqft · $335/sqft · 121 DOM

3020 N TANNER ROADSold · Jul ’26

$485,000

3020 N TANNER ROAD · same community

3 bd · 3 ba · 2,584 sqft · $188/sqft · 9 DOM

25039 ADAIR AVENUESold · Dec ’25

$600,000

25039 ADAIR AVENUE · same community

5 bd · 3 ba · 2,643 sqft · $227/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 181 DAMFINO STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 181 DAMFINO STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

181 DAMFINO STREET FAQs

What would the monthly payment be for 181 DAMFINO STREET?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $42,065/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 181 DAMFINO STREET?+

The most recent tax bill on record (2026) was $42,768. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Boca Grande?+

At $5,750,000, this home is listed about 122% above the Boca Grande median of $2,595,000. The market section on this page shows how the area is trending.

Which schools are assigned to 181 DAMFINO STREET?+

The Island School (elementary), Mariner High School (high), Ida S. Baker High School (high), Cape Coral High School (high), Island Coast High School (high), North Fort Myers High School (high), The Sanibel School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$5,750,000 runs 188% above the BOCA GRANDE 33921 median — but at 2,507 sqft it's also 30% larger than the typical Boca Grande listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

The Island School, Mariner High School, Ida S. Baker High School, Cape Coral High School, Island Coast High School, North Fort Myers High School, The Sanibel School — The Island School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GULF TO BAY SOTHEBY'S INTERNAT · Jamie Curry. MLS #D6149303.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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