7446 PLACIDA ROAD UNIT 3521, PLACIDA, FL, 33946
Active10 days on marketListed Oct 28, 2026MLS #D6149370
About this home
7446 PLACIDA ROAD UNIT 3521
This stunning one-bedroom villa at Palm Island Resort combines a beautifully updated interior with the unforgettable lifestyle of a private Florida island. Turnkey and ready for immediate occupancy, this villa is the perfect place to escape, unwind, and enjoy every day surrounded by sun, sand, and sea. Step inside and you’ll immediately appreciate the villa’s fresh bright coastal design. Beautiful laminate flooring flows throughout the living areas and bedroom, complementing the crisp white interior and creating a bright, polished feel. The updated kitchen features beautiful white cabinetry, sleek countertops, stainless-steel appliances, and plenty of workspace for preparing everything from morning coffee to dinner after a day at the beach. The beautifully appointed bedroom offers a peaceful retreat with plantation shutters, coastal-inspired furnishings, and generous storage. The updated bathroom is equally impressive, featuring a spacious walk-in glass-enclosed shower, contemporary fixtures, and crisp finishes. The real magic of Palm Island begins just outside your door. Spend your days enjoying easy access to miles of natural Florida beach, walking barefoot along the shoreline, searching for shells, swimming in the Gulf, or simply settling into the sand with a good book. The linai offers another inviting space to relax and take in the tropical surroundings. This villa makes it easy to embrace island life. Palm Island Resort is a unique destination, accessible only by boat or car ferry and surrounded by the natural beauty of Southwest Florida. Resort amenities include a community pool, fitness room, tennis, massage services, and more, with miles of pristine, uncrowded beach waiting just beyond. Beautifully furnished, stylishly finished, and completely turnkey, this villa is ready for you to start living the Palm Island lifestyle.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
668
Sqft
1986
Year built
One
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,899 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,899/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.9%
$/sqft vs Placida actives
$298 vs $349
Days on market
10 vs 127 typical
Where $298/sqft sits among the 173 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
3,090
Median age
66.1
Median income
$85,848
Median home value
$660,800
Avg household
2.01
Households w/ children
105
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$775K → $412K
Placida median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
71 of 173
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 438% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 7446 PLACIDA ROAD UNIT 3521
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$82,500
7446 PALM ISLAND DRIVE UNIT 3514 · same community
1 bd · 1 ba · 668 sqft · $124/sqft · 831 DOM
Sold · Jun ’26$252,500
7070 PLACIDA ROAD UNIT 1121
1 bd · 1 ba · 648 sqft · $390/sqft · 42 DOM
Sold · Nov ’25$140,000
5061 PLACIDA ROAD UNIT A
2 bd · 1 ba · 728 sqft · $192/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7446 PLACIDA ROAD UNIT 3521 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7446 PLACIDA ROAD UNIT 3521 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7446 PLACIDA ROAD UNIT 3521 FAQs
What would the monthly payment be for 7446 PLACIDA ROAD UNIT 3521?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,899/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7446 PLACIDA ROAD UNIT 3521?+
The most recent tax bill on record (2025) was $3,420. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7446 PLACIDA ROAD UNIT 3521?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $199,000, this home is listed about 68% below the Placida median of $619,950. The market section on this page shows how the area is trending.
Which schools are assigned to 7446 PLACIDA ROAD UNIT 3521?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$199,000 runs 438% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PALM ISLAND PROPERTIES INC · Lisa Halpin. MLS #D6149370.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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