13951 ALLAMANDA CIRCLE, PORT CHARLOTTE, FL, 33981
Active2 days on marketListed Nov 5, 2026MLS #D6149447
About this home
13951 ALLAMANDA CIRCLE
Absolutely Beautiful 3 Bedroom 2 Bath Home located in the Waterfront Boating Community of SOUTH GULF COVE. This Like NEW Home features a Split-OPEN FLOOR PLAN great for Family gatherings or Entertaining, Great Room has High Vaulted Ceilings, A Spacious Dining Area, Sliders from Great Room to 21 x 10 screened lanai, UPGRADED Tile Floors, Ceiling Fans, Nice Light Fixtures. Kitchen is tastefully appointed and boasts Beautiful Hard Wood Cabinetry, Quartz Counter tops, Island with Breakfast Bar and Breakfast Nook, Stainless Steel appliances to include Refrigerator, Dishwasher, Microwave and Range, Primary Suite and Bath feature a Walk in Closet, Tray Ceiling, Dual Vanity Sinks, Tub and nicely tiled Shower. Two Guest Bedrooms and Guest Bath with Tub and Shower, All Bedrooms are spacious, Big Laundry Room with Washer/Dryer, Utility sink and shelving. Relax and Enjoy all that nature has on your Extended Covered Front Porch or Screened Lanai. This Home is Nicely Landscaped and Plenty of Room to add a POOL. The perfect Seasonal or Investment Home!!! Community of SOUTH GULF COVE offers a Boat Ramp, Several Parks, and Marinas with several Golf Courses, World Class Fishing, Great Restaurants and Shopping only minutes away. SOUTH GULF COVE is only 15-25 minutes to Beautiful Southwest Florida Beaches in Boca Grande and Manasota Key. Boating access to the Gulf of Mexico and surrounding islands. This exceptional Home is well maintained and A MUST SEE !!! EXPERIENCE THE FLORIDA LIFESTYLE !!! ALSO 2.375 ASSUMABLE VA MORTGAGE
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,704
Sqft
0.23 ac
Lot size
2018
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,903 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,903/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs PORT CHARLOTTE SEC 078
$199 vs $278
Days on market
2 vs 55 typical
Where $199/sqft sits among the 6 homes for sale in PORT CHARLOTTE SEC 078
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 6
PORT CHARLOTTE SEC 078 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 657% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 13951 ALLAMANDA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$580,000
13471 CHENILLE DRIVE · same community
3 bd · 2 ba · 1,672 sqft · $347/sqft · 48 DOM
Sold · Dec ’25$324,450
9267 WALDREP STREET · same community
4 bd · 2 ba · 1,755 sqft · $185/sqft · 469 DOM
Sold · Jun ’26$435,000
13453 ABUTILON LANE · same community
3 bd · 2 ba · 1,603 sqft · $271/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13951 ALLAMANDA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13951 ALLAMANDA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13951 ALLAMANDA CIRCLE FAQs
What would the monthly payment be for 13951 ALLAMANDA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,903/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13951 ALLAMANDA CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13951 ALLAMANDA CIRCLE?+
The most recent tax bill on record (2025) was $2,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13951 ALLAMANDA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $339,900, this home is listed about 3% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 13951 ALLAMANDA CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Wayne Sheldon. MLS #D6149447.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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