23976 VINCENT AVE, PUNTA GORDA, FL, 33955
Active4 days on marketListed Nov 3, 2026MLS #D6149469
About this home
23976 VINCENT AVE
Enjoy poolside living, nearby boating and golf, and the natural beauty of Burnt Store Lakes in this spacious 3-bedroom, 3-bathroom Punta Gorda home! Featuring approximately 2,241 square feet of living space, a 2024 roof, and a 2024 AC system, this residence offers a comfortable layout for everyday living, hosting guests, and entertaining. Tile flooring in select living areas adds practical appeal, while an attached garage provides convenient parking and storage. Step outside to your private screened-in pool, where you can spend sunny afternoons swimming, relax after a day on the water, or gather with friends and family. Situated on approximately 0.27 acres, the property offers room to enjoy Southwest Florida’s indoor-outdoor lifestyle. Burnt Store Lakes is an established, deed-restricted community featuring 11 freshwater lakes, spacious greenbelts, and abundant wildlife. Residents enjoy a community park overlooking Spoonbill Lake with picnic pavilions and a playground, plus a canoe and kayak launch on Bear Branch Creek, where paddlers can explore the mangrove-lined waterway leading to Charlotte Harbor. Neighboring Burnt Store Marina adds nearby opportunities for boating, fishing, golf, and waterfront dining, making it easy to fill your days with outdoor recreation. Explore historic downtown Punta Gorda and Fishermen’s Village for restaurants, shopping, waterfront strolls, and local events, or head toward Cape Coral for additional dining and entertainment. Whether you’re looking for a year-round residence or a seasonal Florida retreat, this pool home combines valuable updates, generous living space, and a community that invites you to get outside and enjoy your surroundings!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,241
Sqft
0.27 ac
Lot size
2
Garage
2007
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,525 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,525/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs PUNTA GORDA ISLES
$267 vs $179
Days on market
4 vs 65 typical
Where $267/sqft sits among the 17 homes for sale in PUNTA GORDA ISLES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Lakes
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Lakes — neighborhood snapshot
Population
941
Median age
63
Median income
$74,708
Median home value
$331,000
Avg household
2
Households w/ children
61%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
9 of 17
PUNTA GORDA ISLES have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1231% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 23976 VINCENT AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$318,990
203 URUGUAY DRIVE · same community
4 bd · 2 ba · 2,286 sqft · $140/sqft · 303 DOM
Sold · Dec ’25$324,990
352 BAHIA BLANCA DRIVE · same community
4 bd · 2 ba · 2,286 sqft · $142/sqft · 234 DOM
Sold · Mar ’26$750,000
4037 BAL HARBOR BLVD · same community
3 bd · 2 ba · 2,315 sqft · $324/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 23976 VINCENT AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23976 VINCENT AVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
23976 VINCENT AVE FAQs
What would the monthly payment be for 23976 VINCENT AVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,525/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 23976 VINCENT AVE?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 23976 VINCENT AVE?+
The most recent tax bill on record (2025) was $3,931. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23976 VINCENT AVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $599,000, this home is listed about 67% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 23976 VINCENT AVE?+
Charlotte High School (high), Punta Gorda Middle School (middle), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,000 runs 1231% above the PUNTA GORDA 33955 median — but at 2,241 sqft it's also 25% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Punta Gorda market that averages 65 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6149469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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