8108 TECUMSEH CIRCLE, PORT CHARLOTTE, FL, 33981
Active1 days on marketListed Nov 6, 2026MLS #D6149471
About this home
8108 TECUMSEH CIRCLE
Waterfront Living at Its Finest in South Gulf Cove! Welcome to 8108 Tecumseh Circle, a beautifully appointed 3-bedroom, 2-bath, 3-car garage Gulf-access waterfront pool home, PLUS a separate den/office, situated on the Tracy Waterway in desirable Section 93 of South Gulf Cove! Offering an exceptional combination of modern technology, energy efficiency, boating amenities, and breathtaking sunset views, this home is designed for enjoying the Southwest Florida lifestyle. Step inside to discover soaring tray ceilings, beautiful quartz countertops throughout, and a spacious, inviting atmosphere. A versatile den/office provides additional space for working from home, hobbies, or relaxation. Smart-home features include connected lighting and ceiling fans in every room, offering modern convenience and effortless control. The primary suite features two walk-in closets, while the primary bathroom offers two additional linen closets, providing an abundance of storage. Both guest bedrooms also feature walk-in closets. The primary bathroom includes an Alexa-enabled Bluetooth exhaust fan, while the guest bathroom offers convenient direct access to the pool area. Enjoy the best of both worlds with an approximately $70,000 fully owned solar panel and battery storage system! This impressive investment in energy efficiency helps keep electric bills low while providing valuable backup power during outages. With no solar lease or loan payments to assume, you can enjoy the benefits of this substantial upgrade from day one. Your private waterfront oasis awaits! Relax in the sparkling saltwater pool, unwind in the hot tub, or enjoy breathtaking sunsets over the canal from the pool's built-in seating bench. The expansive screened lanai features a picture-window pool cage that maximizes the gorgeous water views, along with extra-wide exit doors for added convenience. The lanai wall is already plumbed for a future outdoor kitchen, offering the perfect opportunity to create your own outdoor entertaining space. Adding to the tropical Florida atmosphere, the property features banana trees, some showcasing fresh new growth! Boaters and water enthusiasts will appreciate the impressive waterfront amenities! A 10,000-pound covered boat lift, captain's walk, and dedicated kayak launch make getting out on the water a breeze. Enjoy access to the Gulf of Mexico through South Gulf Cove's lagoon and lock system, with just one fixed bridge along the route from the Tracy Waterway to the lagoon. Additional highlights include impact-resistant windows and doors, a mini-split system in the three-car garage, and canal-fed irrigation. An attractive paver driveway and convenient walkway along the side of the home add both functionality and curb appeal. Located in the waterfront community of South Gulf Cove, this home offers convenient access to the beautiful beaches of Boca Grande and Englewood, along with nearby golf courses, restaurants, shopping, and endless opportunities for outdoor recreation. From boating adventures and poolside entertaining to peaceful evenings watching the sun set over the water, this exceptional property combines waterfront living, energy efficiency, and modern smart-home convenience. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,129
Sqft
0.23 ac
Lot size
3
Garage
2022
Year built
One
Levels
$411
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,972 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,972/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.5%
Days on market
1 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1849% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 8108 TECUMSEH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8108 TECUMSEH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8108 TECUMSEH CIRCLE FAQs
What would the monthly payment be for 8108 TECUMSEH CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,972/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8108 TECUMSEH CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8108 TECUMSEH CIRCLE?+
The most recent tax bill on record (2025) was $11,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8108 TECUMSEH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $875,000, this home is listed about 166% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 8108 TECUMSEH CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$875,000 runs 1849% above the PORT CHARLOTTE 33981 median — but at 2,129 sqft it's also 29% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Port Charlotte market that averages 55 — if it fits, move quickly.
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Tiffany Clarke, PA. MLS #D6149471.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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