13534 JERONIMO LANE, PORT CHARLOTTE, FL, 33981
Active2 days on marketListed Nov 5, 2026MLS #D6149521
About this home
13534 JERONIMO LANE
Experience luxury living in this stunning 4-bed, 2-bath home in South Gulf Cove! Spanning 2,463 sq ft, this modern retreat boasts high ceilings, plantation shutters, a gorgeous kitchen with granite countertops and stainless steel appliances, and beautifully appointed bathrooms with rain shower-heads. The expansive primary bedroom is a true oasis, featuring a walk-in closet, an ensuite tile shower, and a soaking tub. The curated backyard is perfect for relaxation. Additional highlights include a spacious laundry room and a prime location in the coveted South Gulf Cove community(Metal Roof 2020, Hot Water Heater 2024, Air Conditioner 2025). South Gulf Cove has a community boat launch with access to Charlotte Harbor and the Gulf of Mexico, oversized community sidewalks, and two spacious parks, one located on an interior canal and the other with the boat launch and pickleball courts.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,463
Sqft
0.23 ac
Lot size
2007
Year built
Two
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,308 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,308/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.8%
Days on market
2 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 769% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13534 JERONIMO LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13534 JERONIMO LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13534 JERONIMO LANE FAQs
What would the monthly payment be for 13534 JERONIMO LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,308/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13534 JERONIMO LANE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13534 JERONIMO LANE?+
The most recent tax bill on record (2025) was $3,454. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13534 JERONIMO LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $390,000, this home is listed about 18% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 13534 JERONIMO LANE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Benjamin Webb. MLS #D6149521.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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