2483 HERRON TERRACE, PORT CHARLOTTE, FL, 33981
Active1 days on marketListed Nov 6, 2026MLS #D6149580
About this home
2483 HERRON TERRACE
Virtually Staged. PRICE TO SELL!! REDUCE BY $50,000 NOW OFFERED AT $1,280,000! BRAND-NEW, NEVER-OCCUPIED WATERFRONT LUXURY WITH DIRECT, NO-BRIDGE GULF ACCESS! Experience the best of Southwest Florida waterfront living in this stunning, never-occupied custom residence, thoughtfully designed with upscale finishes, modern coastal elegance, and exceptional attention to detail. Upgraded throughout and truly move-in ready, this exceptional home features a private dock and boat lift completed in May 2026, a brand-new seawall, and a beautiful, heated pool and spa. Step inside and discover a bright, open-concept floor plan featuring soaring ceilings, abundant natural light, contemporary finishes, and an impressive modern fireplace feature wall. The spacious kitchen is a standout, showcasing an oversized quartz island and brand-new appliances. Expansive living areas flow effortlessly toward the outdoor entertaining space, while impact-resistant windows and sliding glass doors beautifully frame the waterfront views. The outdoor living experience is equally impressive. Relax or entertain on the covered lanai, complete with a fully equipped outdoor kitchen and wine refrigerator overlooking the heated pool, spa, and tranquil waterfront. Whether hosting friends, enjoying a refreshing swim, or unwinding at the end of the day, this home delivers the ultimate indoor-outdoor Florida lifestyle. For boating enthusiasts, the location is exceptional! Enjoy direct, no-bridge Gulf access right from your backyard. Bring your boat, jet skis, kayaks, or paddleboards and experience the freedom of waterfront living. Even better, the major waterfront improvements are already complete, including the new seawall, private dock, boat lift, and heated pool and spa—allowing you to enjoy the lifestyle immediately without the expense, delays, or hassle of installing them yourself. Built above base flood elevation, this exceptional residence is also conveniently located near shopping, dining, golf courses, and beautiful Gulf beaches, including Englewood Beach. UPGRADED THROUGHOUT AND TRULY MOVE-IN READY! Don't miss this exceptional waterfront opportunity! Schedule your private showing today and start enjoying the Southwest Florida lifestyle you've been dreaming of!!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,197
Sqft
0.23 ac
Lot size
2025
Year built
One
Levels
$583
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,885 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,885/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+84.1%
Days on market
1 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,274
Median age
63
Median income
$75,263
Median home value
$381,528
Avg household
2
Households w/ children
257
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2751% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 2483 HERRON TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2483 HERRON TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2483 HERRON TERRACE FAQs
What would the monthly payment be for 2483 HERRON TERRACE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,885/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2483 HERRON TERRACE?+
The most recent tax bill on record (2025) was $2,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2483 HERRON TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $1,280,000, this home is listed about 289% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 2483 HERRON TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,280,000 runs 2751% above the PORT CHARLOTTE 33981 median — but at 2,197 sqft it's also 33% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Port Charlotte market that averages 55 — if it fits, move quickly.
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Imelda Langley. MLS #D6149580.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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