CENTURY 21 Edge
$2,395,0003 bd3 ba1,640 sqft$1,460 /sqft≈$18,123 /mo all-in ↓

5000 GASPARILLA ROAD UNIT VH20, BOCA GRANDE, FL, 33921

Active1 days on marketListed Nov 6, 2026MLS #D6149593

Fully furnishedCondominiumVILLAGE BOCA GRANDE CLUB

About this home

5000 GASPARILLA ROAD UNIT VH20

Fully renovated Village Home in the gated Boca Grande Club, offering 3 bedrooms, 3 baths plus a fourth kids’ room and over 1,600 square feet of living space, including approximately 400 square feet of thoughtfully added living area. Designed with a coastal-contemporary aesthetic, the home features an open-concept layout with vaulted ceilings, abundant natural light, enclosed sunrooms, and a striking new fireplace that anchors the main living space. The gourmet kitchen showcases premium LG appliances, quartz countertops, and designer fixtures, seamlessly blending style and functionality. The reimagined primary suite offers a spacious walk-in closet and a spa-inspired bath with dual vanities and a large walk-in shower. The loft level has been expertly transformed to include a private bedroom and full bath, creating an ideal retreat for guests or family. Throughout the home you’ll find designer tile, new hardwood flooring, updated doors, trim, and hardware, along with modern conveniences including a full-size in-home washer and dryer and outdoor elevator lift. Significant upgrades include impact windows/sliders and doors, Hardie siding, Trex decking, a newer all metal roof, open-air lift, and a 2017 HVAC system, ensuring both durability and peace of mind. Enjoy west-facing outdoor living with beautiful sunset views and glimpses of the Bay and Gulf, along with a garage and private garden area. Located just steps from the secluded beach, this home offers the perfect blend of privacy and coastal lifestyle. Residents of the Boca Grande Club enjoy an exceptional amenity package including Gulf-front dining, three pools including the brand new beachfront pool and tiki bar, fitness center, yoga and water aerobics, eight tennis courts, and gated security.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,640

Sqft

1987

Year built

Two

Levels

$1,460

Per sqft

FireplaceFurnishedPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Elevator · High Ceilings · Solid Surface Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · HardiPlank Type · Stucco · Wood Frame
FoundationStilt/On Piling
FacesEast
ExteriorBalcony · Garden · Lighting · Sliding Doors

Community & fees

Taxes (2026)$23,923/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Playground · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$18,123 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$15,072
PMI (est., until 20% equity)$898
Property tax — 2026 actual bill$1,994
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $239,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $239,500
Interest rate7.50%
Loan term

Estimated payment

$18,123/mo

Principal & interest$15,072
PMI (est., until 20% equity)$898
Property taxes (actual bill)$1,994
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.4M
$1.4MedgeAI estimate $1,668,489 · range $1.5M–$1.8M$2.5M

vs edgeAI estimate

+43.5%

Days on market

1 vs 15 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boca Grande

Get to know Boca Grande. See the full Boca Grande guide →

BOCA GRANDE 33921 — neighborhood snapshot

Population

391

Median age

69.7

Median home value

$2,000,000

Avg household

1.45

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans buyer — 9.2 months of inventoryBuyer’s market

$1.7M → $4.7M

Boca Grande median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

Nov 6, 2026Listed at $2,395,000 · 1 days on market since
1987Built · VILLAGE BOCA GRANDE CLUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5000 GASPARILLA ROAD UNIT VH20 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5000 GASPARILLA ROAD UNIT VH20 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5000 GASPARILLA ROAD UNIT VH20 FAQs

What would the monthly payment be for 5000 GASPARILLA ROAD UNIT VH20?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $18,123/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5000 GASPARILLA ROAD UNIT VH20?+

The most recent tax bill on record (2026) was $23,923. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5000 GASPARILLA ROAD UNIT VH20?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Grande?+

At $2,395,000, this home is listed about 8% below the Boca Grande median of $2,595,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5000 GASPARILLA ROAD UNIT VH20?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,395,000 runs 20% above the BOCA GRANDE 33921 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Fresh on the market

Only 1 day on market in a Boca Grande market that averages 15 — if it fits, move quickly.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GULF TO BAY SOTHEBY'S INTERNAT · Jeff Moore. MLS #D6149593.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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