CENTURY 21 Edge
$879,000$959,0003 bd3 ba2,003 sqft$439 /sqft$6,973 /mo all-in ↓

800 CINNAMON BEACH WAY UNIT 721, PALM COAST, FL, 32137

Active454 days on marketListed May 11, 2025MLS #FC309644

Reduced $80KWaterfrontCondominiumOCEAN HAMMOCK

About this home

800 CINNAMON BEACH WAY UNIT 721

Welcome to 800 Cinnamon Beach Way #721, an oceanfront masterpiece! This exquisite property has been meticulously maintained to meet the highest standards of modern living. This 3 bed/3 bath corner condo is ideally located on the 2nd floor, offering an intimate connection with the Atlantic Ocean and easy beach access for families and pets. The open floor plan is bathed in natural light, thanks to the generous number of windows that provide stunning ocean views from nearly every angle. The comfortable living area includes a kitchen, family room, and dining room, all designed for seamless entertaining and relaxation. The kitchen is a chef's dream, featuring timeless wood cabinets, upgraded stainless appliances, granite countertops and a cozy breakfast nook. It is fully stocked with both formal and beach-themed plates, perfect for any occasion. The convenient buffet/bar seats two and is adjacent to the dining room and living room, making it ideal for casual dining or hosting guests. Large sliding glass doors in the living room open to a spacious balcony that offers breathtaking views of the glistening Atlantic Ocean. Enjoy watching pelicans drift by, beautiful sunrises, or the waves crashing on the beautiful shores from the comfort of two lounge chairs or a table that seats six. The luxurious master bedroom shares these incredible views and is decorated with beach decor, featuring a king-sized bed and desk. The master bathroom is a spa-like retreat with a walk-in shower, soaking tub, and a large double-vanity sink. This condominium also includes two guest bedrooms and two full bathrooms, providing ample space for visitors. One guest bedroom is furnished with a king-sized bed, while the other has two extra-long twin beds, ensuring comfort for all. Recent updates include a new AC, water heater, and windows, ensuring comfort and efficiency year-round. Owners within Cinnamon Beach have exclusive access to fantastic neighborhood amenities, including a large oceanfront pool with cabanas, a zero-entry lakefront pool with a kid’s waterpark, a fitness center, a café, and a clubhouse. The community also features 24-hour guarded gate access for added security. Nearby, you'll find Florida’s most beautiful state parks, gardens, mountain biking trails, hiking trails, and marinas. Conveniently located, the grocery store and restaurants are just a 5-minute drive away, with St. Augustine 30 minutes north and Daytona 30 minutes south. Don't miss this incredible opportunity to embrace the oceanside lifestyle offered by this fully furnished, magnificent condominium. This condo is turnkey ready for short-term income-producing vacation rentals, making it an ideal investment.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,003

Sqft

0.3 ac

Lot size

1

Garage

2003

Year built

One

Levels

$439

Per sqft

WaterfrontWater view

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Elevator · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingUnder Building
ExteriorBalcony · Sidewalk

Community & fees

HOA fee$993/mo
Taxes (2024)$8,973/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,973 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,743
PMI (est., until 20% equity)$330
Property tax — 2024 actual bill$748
Condo fee — from the listing$993
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,900
Interest rate6.00%
Loan term

Estimated payment

$6,973/mo

Principal & interest$4,743
PMI (est., until 20% equity)$330
Property taxes (actual bill)$748
HOA / condo fee$993
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $879K
$589KedgeAI estimate $716,443 · range $613K$883K$918K

vs edgeAI estimate

+22.7%

$/sqft vs OCEAN HAMMOCK

$439 vs $446

Days on market

454 vs 49 typical

Where $439/sqft sits among the 27 homes for sale in OCEAN HAMMOCK

9
9 · this home
4
1
2
2
$309–396$396–483$483–569$569–656$656–743$743+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 800 CINNAMON BEACH WAY UNIT 721

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$355K$361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

12 of 27

OCEAN HAMMOCK have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 128% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $879,000 $80K
May 11, 2025Listed at $959,000 · 454 days on market since
2003Built · OCEAN HAMMOCK

Reality check

What actually sold near 800 CINNAMON BEACH WAY UNIT 721

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

200 CINNAMON BEACH WAY UNIT 131Sold · Dec ’25

$675,000

200 CINNAMON BEACH WAY UNIT 131 · same community

3 bd · 3 ba · 2,003 sqft · $337/sqft · 125 DOM

300 CINNAMON BEACH WAY UNIT 251Sold · Apr ’26

$612,500

300 CINNAMON BEACH WAY UNIT 251 · same community

3 bd · 3 ba · 2,003 sqft · $306/sqft · 115 DOM

41 KINGFISHER LANESold · Jun ’26

$675,000

41 KINGFISHER LANE · same community

3 bd · 3 ba · 2,290 sqft · $295/sqft · 212 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 800 CINNAMON BEACH WAY UNIT 721 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 800 CINNAMON BEACH WAY UNIT 721 — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

800 CINNAMON BEACH WAY UNIT 721 FAQs

What would the monthly payment be for 800 CINNAMON BEACH WAY UNIT 721?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,973/mo — principal and interest, the actual property-tax bill, the $993/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 800 CINNAMON BEACH WAY UNIT 721?+

The association fee works out to $993 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 800 CINNAMON BEACH WAY UNIT 721?+

The most recent tax bill on record (2024) was $8,973. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 800 CINNAMON BEACH WAY UNIT 721?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $879,000, this home is listed about 120% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 800 CINNAMON BEACH WAY UNIT 721?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$879,000 runs 128% above the PALM COAST 32137 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $993/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

454 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of HAMMOCK REAL ESTATE GROUP · Luke O'Reilly. MLS #FC309644.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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800 CINNAMON BEACH WAY UNIT 721, PALM COAST, FL — 3 Bed, 3 Bath — $879,000 | CENTURY 21 Edge