CENTURY 21 Edge
$849,000$949,9004 bd3.5 ba2,840 sqft$299 /sqft$5,871 /mo all-in ↓

29 OAK VIEW CIRCLE E, PALM COAST, FL, 32137

Active188 days on marketListed Jan 16, 2026MLS #FC315335

Reduced $101KPrivate poolSingle Family ResidenceOCEAN HAMMOCK

About this home

29 OAK VIEW CIRCLE E

Welcome to an exceptional three-story coastal retreat in Ocean Hammock, one of Palm Coast’s most sought-after oceanfront communities, where beachside living meets championship golf and breathtaking views. Perfectly positioned along the golf course and just steps from the beach, this 4-bedroom, 3.5-bath residence offers space, privacy, and unforgettable scenery from every level—enhanced by the convenience of an in-home elevator. Designed to maximize views and natural light, the main living areas are elevated on the second floor, creating a dramatic sense of openness and capturing sweeping vistas of the fairways and coastal landscape. Wood floors anchor the expansive living, dining, and kitchen spaces, ideal for entertaining or relaxed coastal living. Walls of windows and sliding doors frame the views, while a screened-in balcony invites you to enjoy ocean breezes and sunset skies year-round. Spacious bedrooms are thoughtfully positioned throughout the home, providing comfort and privacy for family and guests alike. The primary suite feels like a private escape, and the home’s generous layout makes it perfect for full-time living or a refined beach retreat. Step outside to your private pool and spa, where resort-style relaxation meets tranquil golf course views—your own backyard oasis after a day on the sand. A two-car garage offers ample storage for beach gear, bikes, and golf clubs. Located within the luxurious Ocean Hammock community, residents can enjoy immediate access to the Atlantic shoreline, world-class golf, and the laid-back luxury Palm Coast is known for. From sunrise beach walks to evenings poolside, this home delivers a rare blend of location, views, and elevated coastal living. A truly exceptional opportunity to own a golf-front, beachside home in Ocean Hammock—where every day feels like a vacation.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,840

Sqft

0.22 ac

Lot size

2

Garage

2005

Year built

Three Or More

Levels

$299

Per sqft

Private poolFireplaceGolf Course & Pool & Water viewPets allowed

Inside

FlooringBamboo · Tile · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorAccessibility Features · Built-in Features · Ceiling Fan(s) · Central Vacuum · Coffered Ceiling(s) · Crown Molding · Elevator · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewGolf Course · Pool · Water
FacesWest
ParkingGarage Door Opener · Ground Level
ExteriorBalcony · French Doors · Irrigation System · Rain Gutters

Community & fees

HOA fee$223/mo
Taxes (2025)$7,062/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Propane · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,871 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property tax — 2025 actual bill$589
HOA fee — from the listing$223
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,900
Interest rate6.00%
Loan term

Estimated payment

$5,871/mo

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property taxes (actual bill)$589
HOA / condo fee$223
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $849K
$687KedgeAI estimate $975,598 · range $716K$1.2M$1.3M

vs edgeAI estimate

−13%

$/sqft vs OCEAN HAMMOCK

$299 vs $448

Days on market

188 vs 47 typical

Where $299/sqft sits among the 28 homes for sale in OCEAN HAMMOCK

9 · this home
10
4
1
1
3
$299–387$387–476$476–564$564–653$653–741$741+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 29 OAK VIEW CIRCLE E

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

14 of 28

OCEAN HAMMOCK have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 123% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $849,000 $101K
Jan 16, 2026Listed at $949,900 · 188 days on market since
2005Built · OCEAN HAMMOCK

Reality check

What actually sold near 29 OAK VIEW CIRCLE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

42 KINGFISHER LANESold · Apr ’26

$1,250,000

42 KINGFISHER LANE · same community

3 bd · 3.5 ba · 2,903 sqft · $431/sqft · 0 DOM

7 SPANISH MOSS COURTSold · Sep ’25

$1,132,000

7 SPANISH MOSS COURT · same community

3 bd · 3 ba · 3,066 sqft · $369/sqft · 54 DOM

2 DRIFTWOOD LANESold · Feb ’26

$1,300,000

2 DRIFTWOOD LANE · same community

3 bd · 4 ba · 3,164 sqft · $411/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 29 OAK VIEW CIRCLE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 29 OAK VIEW CIRCLE E — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

29 OAK VIEW CIRCLE E FAQs

What would the monthly payment be for 29 OAK VIEW CIRCLE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,871/mo — principal and interest, the actual property-tax bill, the $223/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 29 OAK VIEW CIRCLE E?+

The association fee works out to $223 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 29 OAK VIEW CIRCLE E?+

The most recent tax bill on record (2025) was $7,062. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 29 OAK VIEW CIRCLE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $849,000, this home is listed about 115% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 29 OAK VIEW CIRCLE E?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$849,000 runs 123% above the PALM COAST 32137 median — but at 2,840 sqft it's also 51% larger than the typical Palm Coast listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

188 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $949,900, now $849,000 — a $101K cut. The full history is in the market section below.

Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Erica Sobin. MLS #FC315335.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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29 OAK VIEW CIRCLE E, PALM COAST, FL — 4 Bed, 3.5 Bath — $849,000 | CENTURY 21 Edge