2 CHER COURT, PALM COAST, FL, 32137
Active238 days on marketListed Dec 12, 2025MLS #FC314689
About this home
2 CHER COURT
Tucked away on an oversized corner lot along a peaceful saltwater canal, this impeccably maintained Palm Coast home offers the ultimate Florida waterfront lifestyle. From the moment you arrive, the expansive circular driveway and pride of ownership set the tone. Step inside and you’re immediately welcomed by soaring ceilings, abundant natural light, and a stunning sightline straight through to the sparkling pool beyond. The formal living and dining rooms flow seamlessly into a beautifully updated kitchen featuring white cabinetry, a striking granite waterfall island and matching backsplash, an eat-in nook, and an inviting family room with a fireplace and walls of windows and doors opening to the covered lanai and pool. Designed for both privacy and comfort, the primary suite occupies its own side of the home and includes a generous sitting area or office, French doors to the lanai, walk-in closets, and a fully updated spa-like bath with double sinks, soaking tub, walk-in shower, and private water closet. Guests enjoy their own wing behind a pocket door with two oversized bedrooms and a large bath complete with soaking tub and shower, all filled with natural light. Outside, relax by the pool, entertain under the covered lanai, or head out for a short boat ride to the Intracoastal from your covered boat lift with electric and water—fully functional and ready to go. With a tile roof, full-house generator, sidewalk wrapping the home, and a home maintained to perfection, this property is clean, move-in ready, and offered as-is for its next owner to enjoy.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,342
Sqft
0.37 ac
Lot size
2
Garage
2001
Year built
One
Levels
$327
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,192 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,192/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.2%
$/sqft vs PALM COAST SEC 16
$327 vs $330
Days on market
238 vs 50 typical
Where $327/sqft sits among the 8 homes for sale in PALM COAST SEC 16
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
3 of 8
PALM COAST SEC 16 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 2 CHER COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$725,000
10 COLLINSON COURT · same community
4 bd · 2.5 ba · 2,330 sqft · $311/sqft · 122 DOM
Sold · Feb ’26$850,000
25 CORNING COURT · same community
4 bd · 2 ba · 2,364 sqft · $360/sqft · 50 DOM
Sold · Mar ’26$430,000
32 COVINGTON LANE · same community
4 bd · 3 ba · 2,403 sqft · $179/sqft · 172 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 2 CHER COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2 CHER COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2 CHER COURT FAQs
What would the monthly payment be for 2 CHER COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,192/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2 CHER COURT?+
The most recent tax bill on record (2024) was $7,407. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $765,000, this home is listed about 91% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2 CHER COURT?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$765,000 runs 100% above the PALM COAST 32137 median — but at 2,342 sqft it's also 24% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
238 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $780,000, now $765,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Anna DiCrescenzo. MLS #FC314689.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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