10 CHELSEA COURT, PALM COAST, FL, 32137
Active33 days on marketListed Sep 7, 2026MLS #FC321265
About this home
10 CHELSEA COURT
Welcome to 10 Chelsea Court, a custom-built waterfront pool home tucked away on a quiet cul-de-sac in Palm Coast and positioned just one lot from the tip for spectacular canal views. Offering over 80 feet of frontage on the main canal, this 4-bedroom, 2-bath home with a 2-car garage delivers the kind of Florida lifestyle that is hard to replicate. Built by Machin Design Builders, this block-and-stucco home offers 2,358 square feet of living space, soaring ceilings, architectural arches, abundant natural light, and spacious living areas designed to take advantage of the waterfront setting. The formal living room is highlighted by a custom decorative stone fireplace, while sliding glass doors connect the interior to the screened pool and canal beyond. The spacious kitchen features granite countertops, newer stainless-steel appliances, generous cabinetry, a cooktop, wall oven and microwave, dishwasher, and a large center island, providing plenty of room for everyday living and entertaining. The primary suite offers direct access to the outdoor living area and a spacious en-suite bath with a beautifully updated walk-in shower completed in 2022. The bedrooms were also updated with tile flooring in 2022, creating an easy-to-maintain interior throughout. Outside is where this property truly stands apart. The 2023 boathouse features an 8,000-lb boat lift, 22-foot slip, water and electric, an 18' x 22' dock, and a dedicated Yakport kayak launch with two kayaks included. A paver walkway leads to the dock, making access to the water easy and inviting. The screened pool was resurfaced in 2022, while the pool and lanai deck received a fresh acrylic coating in 2026. An outdoor shower and sink add even more convenience for days spent by the pool or on the water. The home has been thoughtfully maintained with numerous major improvements already completed, including a 2025 roof, 2018 HVAC with regular maintenance, 2026 water heater, 2025 exterior paint, 2022 interior paint, 2023 front door with sidelites, 2024 roll-up garage screen, 2023 ceiling fans throughout the interior, exterior and garage, well-fed irrigation system, gutter guards, and a portable generator. Whether you're boating from your own backyard, launching the kayaks, relaxing by the pool, entertaining beneath the screened lanai, or simply enjoying the wide canal views, 10 Chelsea Court offers an exceptional combination of waterfront living, recent improvements, and true Florida lifestyle appeal. This is one you'll want to experience in person.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,358
Sqft
0.24 ac
Lot size
2
Garage
1993
Year built
One
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,352 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,352/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.9%
$/sqft vs PALM COAST SEC 16
$331 vs $327
Days on market
33 vs 73 typical
Where $331/sqft sits among the 11 homes for sale in PALM COAST SEC 16
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
8 of 11
PALM COAST SEC 16 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 105% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 CHELSEA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$725,000
10 COLLINSON COURT · same community
4 bd · 2.5 ba · 2,330 sqft · $311/sqft · 122 DOM
Sold · Jun ’26$760,000
7 CRANDON COURT · same community
4 bd · 3 ba · 2,412 sqft · $315/sqft · 80 DOM
Sold · Mar ’26$610,000
2 COVENTRY PLACE · same community
3 bd · 2 ba · 2,534 sqft · $241/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10 CHELSEA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 CHELSEA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10 CHELSEA COURT FAQs
What would the monthly payment be for 10 CHELSEA COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,352/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10 CHELSEA COURT?+
The most recent tax bill on record (2025) was $8,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $780,000, this home is listed about 100% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 10 CHELSEA COURT?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$780,000 runs 105% above the PALM COAST 32137 median — but at 2,358 sqft it's also 25% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $789,999, now $780,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Anna DiCrescenzo. MLS #FC321265.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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