22 COLORADO DRIVE, PALM COAST, FL, 32137
Active47 days on marketListed Aug 26, 2026MLS #FC320915
About this home
22 COLORADO DRIVE
Motivated Sellers! This waterfront pool home in Palm Coast’s Palm Harbor area. Situated along a brackish canal with 70 feet of waterfront, this home offers a private screened pool, a mature fig tree, a dock, and covered boat lift right in your backyard. The open floor plan features high ceilings and a spacious kitchen with granite countertops, a breakfast bar, pantry, and stainless-steel appliances. The primary bedroom has a walk-in closet and ensuite bathroom with a double vanity, walk-in shower, and soaking tub. A separate den/flex room provides extra space for a home office or make it into a 4th bedroom. Outside is where this home really shines. The screened pool area includes an outdoor kitchen with a sink, cabinetry, and grill space, giving you plenty of room to enjoy Florida's outdoor lifestyle. The dock and covered boat lift make it easy to take advantage of the canal and get out on the open waters. The home also features a tile roof, block and stucco construction, whole-house propane generator and tank, well irrigation system, circular driveway, attached 2-car garage, and indoor laundry. Located on a 70 x 125-foot lot with approximately 1,966 square feet of heated living space, this home has no HOA and is connected to public water and sewer. If you've been looking for a Palm Coast home with a pool, waterfront, boat lift, and plenty of outdoor living space, come take a look at 22 Colorado Drive.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,966
Sqft
0.2 ac
Lot size
2
Garage
1998
Year built
One
Levels
$315
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,017 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,017/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.8%
$/sqft vs PALM COAST SEC 16
$315 vs $331
Days on market
47 vs 72 typical
Where $315/sqft sits among the 11 homes for sale in PALM COAST SEC 16
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
9 of 11
PALM COAST SEC 16 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 22 COLORADO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$680,000
7 COLLINSON COURT · same community
3 bd · 2 ba · 1,963 sqft · $346/sqft · 3 DOM
Sold · Jun ’26$500,000
3 CLEMENT COURT · same community
4 bd · 3 ba · 1,972 sqft · $254/sqft · 19 DOM
Sold · Aug ’26$590,000
23 COMMANDER COURT · same community
3 bd · 2 ba · 1,998 sqft · $295/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 22 COLORADO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22 COLORADO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
22 COLORADO DRIVE FAQs
What would the monthly payment be for 22 COLORADO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,017/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 22 COLORADO DRIVE?+
The most recent tax bill on record (2025) was $3,352. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $620,000, this home is listed about 59% above the Palm Coast median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 22 COLORADO DRIVE?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$620,000 runs 63% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $635,000, now $620,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ZENQUEST REALTY INC · Barbie Tallent. MLS #FC320915.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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