CENTURY 21 Edge
$119,500$129,500$1,406 /mo all-in ↓

1 DEL PALMA DRIVE, PALM COAST, FL, 32137

Active146 days on marketListed Mar 16, 2026MLS #FC316942

Priced 69% below the PALM COAST 32137 medianReduced $10KMARINA DEL PALMA SUB

About this home

1 DEL PALMA DRIVE

Build Your Dream Home in Marina del Palma — Finally, Boating Without the Work If you already own a boat… you know. It’s not the time on the water that wears on you— it’s everything around it. The cleaning. The storage. The coordination. The effort it takes just to get out for a simple afternoon. And over time, what should feel like freedom… starts to feel like a commitment. A Better Way to Own and Enjoy Your Boat At Marina del Palma, boating is redefined for people who have already experienced the other side of ownership. This corner homesite includes a private dry boat storage slip inside a hurricane-resistant marina facility, along with full concierge service. No trailering. No launching. No prep work. You simply call ahead… and your boat is in the water, ready when you arrive. Return from your day, step off… and everything else is handled for you. What This Really Gives You This isn’t just convenience—it’s control. No more weekend time lost to maintenance No more worrying about storms or storage logistics No more friction between you and the water Just effortless access, every time. Private, Resort-Style Coastal Living Beyond the marina, Marina del Palma offers a refined, gated environment with: Clubhouse & fitness center Resort-style pool Tennis & pickleball courts A peaceful, well-appointed coastal setting Location That Keeps Everything Close Less than 5 minutes to Flagler Beach and I-95 30 minutes to St. Augustine 20 minutes to Daytona Beach Just over an hour to Orlando Build When You’re Ready No required timeframe to build—secure your place now and design your home on your schedule.

Facts & features

The home at a glance

0.21 ac

Lot size

Inside

Outside & construction

Community & fees

HOA fee$355/mo
Taxes (2025)$1,618/yr
PetsCats OK, Dogs OK
CommunityBoat Slip · Intracoastal Waterway · Marina · Activity Core/Center · Fitness Center · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electrical Nearby · Public · Sewer Nearby · Water Nearby
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,406 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$703
FHA mortgage insurance (est.)$53
Property tax — 2025 actual bill$135
HOA fee — from the listing$355
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,183Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,183
Interest rate6.00%
Loan term

Estimated payment

$1,406/mo

Principal & interest$703
FHA mortgage insurance (est.)$53
Property taxes (actual bill)$135
HOA / condo fee$355
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palm Coast

Map of 1 DEL PALMA DRIVE

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$355K$361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 69% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $119,500 $10K
Mar 16, 2026Listed at $129,500 · 146 days on market since

Reality check

What actually sold near 1 DEL PALMA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

126 DEL PALMA DRIVESold · Aug ’26

$570,000

126 DEL PALMA DRIVE · same community

3 bd · 2.5 ba · 2,037 sqft · $280/sqft · 344 DOM

159 LEHIGH AVENUESold · Feb ’26

$499,000

159 LEHIGH AVENUE

2 bd · 2 ba · 792 sqft · $630/sqft · 7 DOM

334 PALM CIRCLESold · Jan ’26

$382,790

334 PALM CIRCLE

2 bd · 2 ba · 1,086 sqft · $352/sqft · 185 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 1 DEL PALMA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 DEL PALMA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1 DEL PALMA DRIVE FAQs

What would the monthly payment be for 1 DEL PALMA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,406/mo — principal and interest, the actual property-tax bill, the $355/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1 DEL PALMA DRIVE?+

The association fee works out to $355 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1 DEL PALMA DRIVE?+

The most recent tax bill on record (2025) was $1,618. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1 DEL PALMA DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $119,500, this home is listed about 70% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1 DEL PALMA DRIVE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PALM COAST 32137 market on paper

$119,500 is 69% below the PALM COAST 32137 median of $384,900.

02Time on market is leverage

146 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $129,500, now $119,500 — a $10K cut. The full history is in the market section below.

Listing courtesy of STILES REAL ESTATE CO. · Robert Stiles. MLS #FC316942.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1 DEL PALMA DRIVE, PALM COAST, FL — $119,500 | CENTURY 21 Edge