CENTURY 21 Edge
$174,900$179,000$1,556 /mo all-in ↓

87 DEL PALMA DRIVE, PALM COAST, FL, 32137

Active478 days on marketListed Apr 19, 2025MLS #OM699639

Priced 54% below the PALM COAST 32137 medianReduced $4KWaterfrontMARINA DEL PALMA SUB

About this home

87 DEL PALMA DRIVE

$ 20,000.00 price reduction on lot 111 which is one of the largest lots in the development Marina Del Palma Yacht Club situated along the intracoastal waterway, offering just 154 homesites. Each homesite includes a boat slip in a state-of-the-art dry storage facility exclusively for residents, along with valet boat service. The Mediterranean-style homes are built by select custom builders, creating a unique & stunning community. The high & dry 113 acre development features a gated entryway, a dockside clubhouse with a resort style pool, tennis courts, dog park and a secure boat storage building with 154 slips and a traditional marina with 83 wet slips. The clubhouse offers 3,000 sq ft of community space for gatherings and activities, while the fitness center and resort style pool provides relaxation and leisure opportunities. One of the standout features of the community is the secure boat storage included with each homesite. Boats up to 30 feet can be stored in the dry stack facility, preserving their condition & value. Additionally, valet boat service is available, making it easy for residents to access & enjoy their boats hassle free. For larger boats, the traditional Marina with 83 wet slips provides a convenient storage solution within Marina Del Palma. The community offers a unique waterfront lifestyle in the Palm Coast renowned for its canals, dining, beaches and golf courses.

Facts & features

The home at a glance

0.19 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater
FacesSoutheast

Community & fees

HOA fee$75/mo
Taxes (2024)$2,565/yr
PetsYes
CommunityBoat Slip · Community Boat Ramp · Dock · Intracoastal Waterway · Marina · Private Boat Ramp · Water Access · Waterfront · Activity Core/Center · Association Recreation - Owned · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Pool · Tennis Court(s) · Waterfront Complex

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available · Phone Available · Public · Sewer Available · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,556 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property tax — 2024 actual bill$214
HOA fee — from the listing$75
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,122
Interest rate6.00%
Loan term

Estimated payment

$1,556/mo

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property taxes (actual bill)$214
HOA / condo fee$75
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palm Coast

Map of 87 DEL PALMA DRIVE

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$355K$361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $174,900 $4K
Apr 19, 2025Listed at $179,000 · 478 days on market since

Reality check

What actually sold near 87 DEL PALMA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

126 DEL PALMA DRIVESold · Aug ’26

$570,000

126 DEL PALMA DRIVE · same community

3 bd · 2.5 ba · 2,037 sqft · $280/sqft · 344 DOM

159 LEHIGH AVENUESold · Feb ’26

$499,000

159 LEHIGH AVENUE

2 bd · 2 ba · 792 sqft · $630/sqft · 7 DOM

334 PALM CIRCLESold · Jan ’26

$382,790

334 PALM CIRCLE

2 bd · 2 ba · 1,086 sqft · $352/sqft · 185 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 87 DEL PALMA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 87 DEL PALMA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

87 DEL PALMA DRIVE FAQs

What would the monthly payment be for 87 DEL PALMA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,556/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 87 DEL PALMA DRIVE?+

The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 87 DEL PALMA DRIVE?+

The most recent tax bill on record (2024) was $2,565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 87 DEL PALMA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $174,900, this home is listed about 56% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 87 DEL PALMA DRIVE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the PALM COAST 32137 market on paper

$174,900 is 54% below the PALM COAST 32137 median of $381,175.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

478 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $179,000, now $174,900 — a $4K cut. The full history is in the market section below.

Listing courtesy of KIEFER REALTY, PA · Brian Billingham, Jr.. MLS #OM699639.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Palm Coast homes, in your inbox

Like 87 DEL PALMA DRIVE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Erwin to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 10, 2026 at 12:24 PM UTC. The listing information on this page last changed on August 10, 2026 at 12:24 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 10, 2026 at 12:24 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 10, 2026 at 12:24 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

87 DEL PALMA DRIVE, PALM COAST, FL — $174,900 | CENTURY 21 Edge