63 ONEIDA STREET, ST AUGUSTINE, FL, 32084
Active52 days on marketListed Aug 6, 2026MLS #FC320492
About this home
63 ONEIDA STREET
Located in the heart of historic St. Augustine, just steps from Dog Rose Brewing Co. and directly behind the iconic Lightner Museum and Flagler College, this beautifully renovated St. Augustine retreat offers an unbeatable location for enjoying the city's renowned restaurants, boutique shopping, art galleries, and rich history. Whether you're searching for a full-time residence, a weekend getaway, or a high-performing Airbnb investment property, this exceptional home places you in the center of it all. This tastefully remodeled 2-bedroom, 1.5-bath home offers exceptional quality and peace of mind with a new electrical panel and wiring, all-new plumbing and fixtures, new light fixtures throughout, a brand-new air conditioner, a brand-new hot water heater, and complete insulation for outstanding energy efficiency. The roof and windows were replaced six years ago. The stunning kitchen features elegant quartz countertops and brand-new stainless steel appliances, including a washer and dryer, making this home truly move-in ready. Original hardwood floors maintain the home's historic character while blending seamlessly with its contemporary updates. Step outside to your own private backyard oasis, complete with a spacious patio and a detached flex space perfect for a home office, guest suite, studio, or creative workspace. The low-maintenance yard offers plenty of room for your four-legged friends to enjoy. A rare find in historic downtown St. Augustine, the property provides parking for up to five vehicles—an incredible amenity for homeowners, guests, or short-term rental visitors. Combining modern upgrades, timeless character, and one of the city's most desirable locations, this is a truly exceptional opportunity.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
720
Sqft
0.09 ac
Lot size
1925
Year built
One
Levels
$652
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,550 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,550/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.8%
$/sqft vs St Augustine actives
$652 vs $238
Days on market
52 vs 12 typical
Where $652/sqft sits among the 187 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lincolnville
Get to know St Augustine. See the full St Augustine guide →
Lincolnville — neighborhood snapshot
Population
1,664
Median age
36
Median income
$72,750
Median home value
$431,800
Avg household
2
Households w/ children
76%
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $406K
St Augustine median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
67 of 187
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 63 ONEIDA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$430,000
172 MARTIN LUTHER KING AVENUE
2 bd · 1 ba · 729 sqft · $590/sqft · 209 DOM
Sold · Feb ’26$360,000
15 DAVIS STREET
2 bd · 1.5 ba · 880 sqft · $409/sqft · 71 DOM
Sold · Aug ’26$580,000
74 ABBOTT STREET
2 bd · 2 ba · 1,028 sqft · $564/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 63 ONEIDA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 63 ONEIDA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
63 ONEIDA STREET FAQs
What would the monthly payment be for 63 ONEIDA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,550/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 63 ONEIDA STREET?+
The most recent tax bill on record (2025) was $5,022. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Augustine?+
At $469,500, this home is listed about 6% above the St Augustine median of $444,995. The market section on this page shows how the area is trending.
Which schools are assigned to 63 ONEIDA STREET?+
Ketterlinus Elementary School (elementary), Mky- Head Start /Dpp Pk School (), Sebastian Middle School (middle), St. Augustine High School (high), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$469,500 runs 30% above the ST AUGUSTINE 32084 median.
02Time on market is leverage
52 days on market against a St Augustine median of 12 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Ketterlinus Elementary School, Mky- Head Start /Dpp Pk School, Sebastian Middle School, St. Augustine High School, First Coast Technical College — Ketterlinus Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $519,900, now $469,500 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL REALTY PROS LLC · Sim Schmidt. MLS #FC320492.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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