1649 CORDOVA AVENUE, HOLLY HILL, FL, 32117
Active18 days on marketListed Sep 2, 2026MLS #FC320988
About this home
1649 CORDOVA AVENUE
Close-to-river fixer w/ huge financial potential. Located just two blocks from the river, this solid concrete block 1955 mid-century ranch is a solid home that needs some TLC but also has a 4-year-old roof, a new 150Amp electrical panel, a huge, never leaked, full basement and an extended garage with tons of storage space. What is the financial potential? Replace the old AC and easily extend the ductwork in the basement a few feet to the Florida and Bonus rooms. You will instantly increase livable space by over 30 percent, adding an equal increase in value! The basement is code restricted as to being defined as "living" space because of a ceiling height of 77 inches...so if you are 6'6" tall you are going to bend over a lot...but just think of the options for the rest of us. A family room that is always a comfortable temperature because it is below ground. How about an air-conditioned workshop or hobby nook? Maybe a gas fireplace for a quiet reading alcove. Three words: storage, storage, storage. Playroom for the kids, game room for the family...it even includes connection for your laundry. The AC ducts and wiring are ready to go...just need a vision as to adding rooms or how you want the space configured. Located on a large one third-acre lot, the home offers 3 bedrooms, 2 bathrooms, and 1,183 square feet of living space. Make the AC changes and it's a 1550sf home not including the new basement remodel of another 1100sf. Kitchen is in the middle of a remodel and to get your maximum value you will want to polish the classic tile, restore the beautiful original hardwood flooring, spruce up the charming time-capsule retro tile bathroom. Nothing structural...just elbow grease and TLC. Parking and storage are ample with an extra-deep, oversized 13x26 single-car garage equipped with a laundry zone and an overhead storage loft. Put some time into landscaping and you now have the nicest house on the block for a fraction of the cost. Yes, it's a fixer upper, but the upside is huge just two blocks from the river, the parks and only a short distance to Ormond Beach festivals.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,183
Sqft
0.3 ac
Lot size
1
Garage
1955
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.3%
$/sqft vs RIO VISTA
$228 vs $298
Days on market
18 vs 11 typical
Where $228/sqft sits among the 17 homes for sale in RIO VISTA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rio Vista
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holly Hill. See the full Holly Hill guide →
Rio Vista — neighborhood snapshot
Population
1,150
Median age
50
Median income
$54,416
Median home value
$216,731
Avg household
2
Households w/ children
113
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holly Hill market
$255K → $220K
Holly Hill median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
6 of 17
RIO VISTA have cut their price
Median sold price, Holly Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the HOLLY HILL 32117 median. See the full Holly Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 1649 CORDOVA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$335,000
159 81ST AVENUE N · same community
2 bd · 2 ba · 1,204 sqft · $278/sqft · 21 DOM
Sold · Dec ’25$357,500
2117 W SAINT SOPHIA STREET · same community
3 bd · 1.5 ba · 1,218 sqft · $294/sqft · 87 DOM
Sold · Jun ’26$310,000
2112 W ORIENT STREET · same community
3 bd · 2 ba · 1,278 sqft · $243/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1649 CORDOVA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1649 CORDOVA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1649 CORDOVA AVENUE FAQs
What would the monthly payment be for 1649 CORDOVA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,191/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1649 CORDOVA AVENUE?+
The most recent tax bill on record (2025) was $3,875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1649 CORDOVA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holly Hill?+
At $269,900, this home is priced right at the Holly Hill median.
Which schools are assigned to 1649 CORDOVA AVENUE?+
Holly Hill Elementary (elementary), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Tom Collins. MLS #FC320988.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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