1508 ESPANOLA AVENUE, HOLLY HILL, FL, 32117
Active6 days on marketListed Oct 15, 2026MLS #V4951839
About this home
1508 ESPANOLA AVENUE
MORE PHOTOS COMING - TWO UNITS. ENDLESS POSSIBILITIES. ONE INCREDIBLE OPPORTUNITY! Whether you're looking to start your real estate investment journey, expand your rental portfolio, or become a homeowner while generating rental income, this Holly Hill DUPLEX offers the flexibility you've been searching for! Featuring approximately 1,072 sq. ft. per unit, this property offers two spacious residences with updated kitchens, refreshed bathrooms, and new flooring, providing a fresh, inviting feel. A NEW ROOF installed in 2022 adds even more value, while fenced outdoor space, a wood deck, and ample front parking make everyday living convenient and enjoyable. INVESTORS, TAKE NOTICE! Both units have been occupied by long-term tenants, with previous rental rates of $1,500 per unit, representing a combined $3,000 in potential monthly rental income based on rental history. Separate water and electric meters for each unit add convenience for rental management. FIRST-TIME BUYERS, THINK BIGGER! Why purchase a traditional single-family home when you could potentially live in one unit and rent out the other? This duplex presents an exciting opportunity to explore FHA or VA owner-occupied financing options, subject to lender approval, while using rental income to help offset your mortgage payment. Location? It doesn't get much more convenient! Situated in the heart of Holly Hill, you're just minutes from shopping, restaurants, public transportation, the beautiful Halifax River, and the World's Most Famous Beach—Daytona Beach! LIVE IN ONE. RENT THE OTHER. OR KEEP BOTH AS INCOME-PRODUCING RENTALS! Opportunities offering this level of flexibility don't come around every day. Schedule your private showing and discover the possibilities! All information is intended to be accurate but is not guaranteed. Rental figures reflect previous rents and are not a guarantee of future income. Buyer to verify all information, including square footage, rental terms, property condition, and financing eligibility.
Facts & features
The home at a glance
4
Bedrooms
2,144
Sqft
0.07 ac
Lot size
1978
Year built
Two
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,755 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,755/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs RIO VISTA
$139 vs $295
Days on market
6 vs 40 typical
Where $139/sqft sits among the 20 homes for sale in RIO VISTA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Holly Hill market
$255K → $223K
Holly Hill median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
14 of 20
RIO VISTA have cut their price
Median sold price, Holly Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the Holly Hill median. See the full Holly Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 1508 ESPANOLA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$1,850,000
10781 SW 185TH TERRACE · same community
3 bd · 3 ba · 2,231 sqft · $829/sqft · 36 DOM
Sold · Jan ’26$525,000
226 81ST AVENUE N · same community
4 bd · 2 ba · 1,968 sqft · $267/sqft · 4 DOM
Sold · Nov ’25$571,000
130 80TH AVENUE NE · same community
3 bd · 2.5 ba · 1,956 sqft · $292/sqft · 213 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1508 ESPANOLA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1508 ESPANOLA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1508 ESPANOLA AVENUE FAQs
What would the monthly payment be for 1508 ESPANOLA AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,755/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1508 ESPANOLA AVENUE?+
The most recent tax bill on record (2025) was $4,921. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1508 ESPANOLA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holly Hill?+
At $299,000, this home is listed about 15% above the Holly Hill median of $259,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of OCEANS LUXURY REALTY FULL SVC · Cheryl Gray. MLS #V4951839.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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